ii vs Totality - BrokerCue
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Broker Comparison

ii vs Totality

Compare ii and Totality side by side: fees, regulation, platforms.

ii

ii

Flat-fee long-term investors

ii is a flat-fee investment platform with ISA, SIPP, Trading Account, funds, ETFs, shares, bonds, managed opt…

VS
Totality

Totality

Australian investors and active multi-asset traders

Totality is an Australian multi-asset broker, formerly Saxo Australia, offering stocks, ETFs, bonds, FX, CFDs…

Head-to-head comparison

ii vs Totality
Feature ii Totality
Minimum deposit - Zero minimum deposit
Stock trading fee UK and US shares (incl. ETFs & Investment trusts): Core £3.99 per trade; Plus £3.99 per trade; Premium £2.99 per trade Brokerage from $1 on US stocks; ASX from 0.03%, min. 3 AUD; NYSE from 0.03%, min. 1 USD
Regulators FCA ASIC
Best for Flat-fee long-term investors Australian investors and active multi-asset traders
Markets & account
Stocks
ETFs
Forex
-
CFDs
-
Crypto
-
Bonds
Options
-
Futures
-
Funds
-
Investment Plans
-
Ready Made Portfolios
-
Multi Currency
Business Account
Isa
-
Sipp
-
Margin
-
Demo Account
-

Pros & cons

ii

ii

Pros

  • Core plan starts at £5.99 per month
  • Regular investments are Free on every plan
  • No fees for transfers in or out
  • SIPP, ISA and Trading Account sit under one plan
  • Hold up to 9 currencies in SIPP and Trading Account
  • Plus includes 1 free monthly trade; Premium includes 2
  • Funds cost £1.49 on Plus and Free on Premium
  • Plus gives 5 free family accounts; Premium gives unlimited

Cons

  • Core is limited to portfolios up to £100,000
  • Junior ISA is not included on the Core plan
  • Same day GBP and EUR withdrawals cost £15
  • Other currency withdrawals cost £15
  • Telephone trades cost £49
  • Non-personal accounts add £30 per month
  • Premium costs £39.99 per month
  • Core FX conversion is 0.75%
Totality

Totality

Pros

  • Zero minimum deposit lowers the cash barrier to start
  • No account maintenance or inactivity fees
  • US stock and ETF brokerage starts from $1
  • ASX stocks and ETFs from 0.03%, min. 3 AUD
  • Foreign currency sub-accounts are free to open
  • 11 currency sub-accounts can reduce repeated FX conversions
  • 20-day demo includes a simulated USD 100,000 account
  • Position transfers between Totality sub-accounts are free

Cons

  • Transfers out cost AUD 50 per ISN, capped at AUD 200
  • FX conversion costs up to plus/minus 0.45 percent
  • Saxo-branded platforms were retired on 1 April 2026
  • Some features, such as level 2 market data, require a subscription
  • Classic negative NFE is charged at Totality Ask + 8%
  • Crypto funding and withdrawals are not supported
ii

ii

ii is a flat-fee investment platform with ISA, SIPP, Trading Account, funds, ETFs, shares, bonds, managed options and multi-currency investing.

Your capital is at risk. Other fees apply.

Totality

Totality

Totality is an Australian multi-asset broker, formerly Saxo Australia, offering stocks, ETFs, bonds, FX, CFDs, futures, options and crypto exposure on web, mobile and desktop platforms.

Your capital is at risk. Other fees apply.

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