Hargreaves Lansdown vs HFM - BrokerCue
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Broker Comparison

Hargreaves Lansdown vs HFM

Compare Hargreaves Lansdown and HFM side by side: fees, regulation, platforms.

Hargreaves Lansdown

Hargreaves Lansdown

UK long-term ISA and SIPP investors

Hargreaves Lansdown is the UK's largest retail investment platform, offering ISAs, SIPPs, funds, shares, ETFs…

VS
HFM

HFM

Active forex and CFD traders

HFM is a multi-asset CFD and forex broker founded in 2010, regulated across six jurisdictions, offering 1,000…

Head-to-head comparison

Hargreaves Lansdown vs HFM
Feature Hargreaves Lansdown HFM
Minimum deposit - -
Stock trading fee £6.95 per online trade (0-19 trades/month); £3.95 per trade (20+ trades/month); £29 by phone; free via monthly Direct Debit regular investing -
Regulators FCA FCA, CySEC, FSCA, DFSA, CMA, FSA
Best for UK long-term ISA and SIPP investors Active forex and CFD traders
Markets & account
Stocks
ETFs
Forex
-
CFDs
-
Crypto
-
Bonds
Futures
-
Funds
-
Ready Made Portfolios
-
Isa
-
Sipp
-
Investment Plans
-
Money Market Funds
-
Margin
-
Demo Account
-

Pros & cons

Hargreaves Lansdown

Hargreaves Lansdown

Pros

  • UK's largest retail investment platform with over 2 million clients
  • Wide product range: funds, shares, ETFs, bonds, gilts, investment trusts, VCTs
  • ISA, SIPP, Lifetime ISA, Junior ISA, and Junior SIPP accounts available
  • No inactivity or withdrawal fees
  • Free monthly Direct Debit regular investing for both shares and funds
  • Extensive research tools, analyst ratings, and educational content
  • Segregated client funds and FSCS protection up to £85,000
  • No account charge for Junior ISA holders

Cons

  • No demo account available
  • Share dealing fee of £6.95 is higher than several UK competitors
  • Fund annual charge is uncapped for smaller portfolios and can be expensive at scale
  • New £1.95 fund dealing fee introduced from March 2026 where trades were previously free
  • Annual share charge cap raised to £150 per year per account from £45
  • FX conversion fees apply on all overseas share trades
  • No CFDs, forex, crypto, or spread betting products
HFM

HFM

Pros

  • Regulated by FCA, CySEC, FSCA, DFSA, CMA and FSA
  • No minimum deposit on most accounts
  • No deposit or withdrawal fees on standard methods
  • Raw zero-pip spreads available on Zero account
  • Over 1,000 tradable instruments across multiple asset classes
  • Free demo account available
  • Negative balance protection provided
  • Copy trading platform available

Cons

  • Inactivity fee of $5 per month after six months of dormancy
  • Zero account charges $3 per side per lot commission
  • US clients are not accepted
  • No cTrader or TradingView integration
  • EU retail leverage capped at 30:1 on major forex pairs
  • HF Markets EU entity accepts only professional and eligible counterparty clients
Hargreaves Lansdown

Hargreaves Lansdown

Hargreaves Lansdown is the UK's largest retail investment platform, offering ISAs, SIPPs, funds, shares, ETFs and ready-made portfolios to over 2 million clients.

Visit Hargreaves Lansdown Read review

Your capital is at risk. Other fees apply.

HFM

HFM

HFM is a multi-asset CFD and forex broker founded in 2010, regulated across six jurisdictions, offering 1,000-plus instruments on MT4, MT5 and a proprietary mobile app.

Visit HFM Read review

Your capital is at risk. Other fees apply.

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