Updated September 29, 2026 · BrokerCue Editorial Team
flatex Online-Broker (DE) vs VT Markets
flatex Online-Broker (DE) vs VT Markets: the differences
| Compare |  flatex Online-Broker (DE) |  VT Markets |
|---|---|---|
| Markets | Stocks, ETFs, Forex, CFDs, Options, Crypto, Bonds, Funds, MetalsCovers more | Stocks, ETFs, Forex, CFDs, Crypto |
| Regulators | BaFin | ASIC, FSCA, SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Deposit and withdrawal fees | Free | zero fees on deposits and withdrawals |
| Platforms | Web, Mobile | MT4, MT5, TradingView, VT Markets App |
| Minimum deposit | Not confirmed | $100 |
| Stock trade fee | €5.90 | Not confirmed |
| Account fee | €0 | Not confirmed |
| Retail accounts that lose money | Not confirmed | 74% to 89% |
| Currency conversion fee | 0.4% | Not confirmed |
| Account types | Joint | Not confirmed |
| Maximum retail leverage | Not confirmed | 1:500 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- VT Markets scores higher overall: 9.0 vs 8.8.
- Regulators: only flatex Online-Broker (DE) offers BaFin.
- Regulators: only VT Markets offers ASIC, FSCA, SIPC.
- VT Markets is licensed in 2 more countries.
- Markets: only flatex Online-Broker (DE) offers Options, Bonds, Funds.
- Platforms: only flatex Online-Broker (DE) offers Web, Mobile.
- Platforms: only VT Markets offers MT4, MT5, TradingView.
- Features: only VT Markets offers Copy trading.
Our verdict on each
flatex Online-Broker (DE)
flatex suits investors who prefer a flat fee per trade and no account charge. A stock trade costs €5.90, the account fee is €0 and deposits and withdrawals are free, so holding an account costs nothing beyond each order placed.
VT Markets
VT Markets suits traders who want a single account across stocks, etfs and forex, with zero fees on deposits and withdrawals, regulation by ASIC, FSCA and SIPC and a demo account, copy trading and a mobile app. The catch: the minimum deposit is $100, and retail accounts that lose money run 74% to 89% here.
Score breakdown
| Area | flatex Online-Broker (DE) | VT Markets |
|---|---|---|
| Cost | 8.8HigherAccount fee of €0, a flat €5.90 per stock trade and free deposits. | 8.5 |
| Offer | 9.2 | 9.6Higher |
| Trust | 8.6 | 9.2Higher |
Where each is licensed and available
| Country | flatex Online-Broker (DE) | VT Markets |
|---|---|---|
| Australia | Not confirmed | ASIC 428901 |
| Germany | Not confirmed | |
| South Africa | Not confirmed | FSCA 50865 |
| United States | Not confirmed | SIPC SIPC member 71021 |
Where they rank in our lists
| Ranking | flatex Online-Broker (DE) | VT Markets |
|---|---|---|
| Stock and ETF brokers | 178 of 471 | 153 of 471 |
| Forex brokers | 75 of 147 | 67 of 147 |
| Low-spread forex brokers | 73 of 145 | 65 of 145 |
| CFD brokers | 63 of 122 | 56 of 122 |
What each covers
| Markets | flatex Online-Broker (DE) | VT Markets |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Options | Yes | No |
| Crypto | Yes | Yes |
| Bonds | Yes | No |
| Funds | Yes | No |
| Metals | Yes | No |
What we checked
flatex Online-Broker (DE)
- flatex.de: 9 facts, checked September 26, 2026
- brokerchooser.com: 3 facts, checked September 26, 2026
- en.wikipedia.org: 2 facts, checked September 26, 2026
VT Markets
- brokeranalysis.com: 2 facts, checked September 26, 2026
- brokerchooser.com: 2 facts, checked September 26, 2026
- fxleaders.com: 2 facts, checked September 26, 2026
- sipc.org: 2 facts, checked September 26, 2026
- dailyforex.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | flatex Online-Broker (DE) | VT Markets |
|---|---|---|
| Features | Crypto, Demo account, Mobile app | Demo account, Copy trading, Mobile app, CryptoCovers more |
| Pricing model | Low fees | Not confirmed |
| Legal entity | flatexDEGIRO SE | RB INTERNATIONAL MARKETS (USA) LLC |
| Headquarters | Germany | Australia |
| Founded | Not confirmed | 2015 |
| Support channels | Email, Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | flatex Online-Broker (DE) | VT Markets | Median |
|---|---|---|---|
| Minimum deposit | Not confirmed | $100above the median | $25 |
| Stock trade fee | €5.90highest quarter | Not confirmed | €1 |
| Account fee | €0at the median | Not confirmed | €0 |
| Retail accounts that lose money | Not confirmed | 74% to 89%above the median | 72.05 |
| Currency conversion fee | 0.4%below the median | Not confirmed | 0.45% |
Median across 134 listed brokers.
Pros and cons
flatex Online-Broker (DE)
Pros
- No account fee: €0 on the standard account.
- Deposits and withdrawals are free: free.
- A flat stock trade fee of €5.90 rather than a percentage, with currency exchange at 0.4%.
Cons
- The stock trade fee of €5.90 is higher than most rivals, where the site median is €0.
- Only a joint account type is listed in joint, so there is no ISA or SIPP wrapper for UK investors.
- Support runs on email, phone and help centre only, with no live chat listed.
VT Markets
Pros
- Deposits and withdrawals carry zero fees on deposits and withdrawals.
- A single account covers stocks, etfs and forex, so forex, CFDs, equities and crypto share one login.
- Regulation by ASIC, FSCA and SIPC, with investor protection stated as SIPC up to USD 500,000.
Cons
- The minimum deposit of $100 sits above the site median of €4.64, ranking 148 of 213 on that measure.
- Retail accounts that lose money run 74% to 89%, above the site median of 70.15%.
- Retail leverage of 1:500 magnifies losses as readily as gains, so position sizing matters more here than elsewhere.
Who each suits
flatex Online-Broker (DE)
Who it suits
- Investors in Germany who want a flat fee per trade and no account charge
- Long-term stock, ETF, fund and bond holders rather than active traders
- Anyone who needs crypto, forex, CFDs and options under the same account
Who should look elsewhere
- Day traders, who pay €5.90 on every small order where eToro charges $0
- UK investors after an ISA or SIPP wrapper, since joint lists a joint account only
VT Markets
Who it suits
- Traders holding several asset classes who want forex, CFDs, equities and crypto under a single login.
- Anyone who puts a regulated broker and a stated protection scheme above a low headline deposit.
- Copy traders and app traders, since demo account, copy trading and mobile app and MT4, MT5 and TradingView are both offered.
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want to start with a small balance.
- Vantage, asking $5 to open an account, suits a lighter starting balance.
- eToro, whose markets list of stocks, etfs and forex adds futures to the range offered here.
Current offers
flatex Online-Broker (DE)
Current offer
Bonus
20 commission-free trades on account opening: 20 trades
upon account opening
Source, checked September 26, 2026
Country by country
| Country | flatex Online-Broker (DE) | VT Markets |
|---|---|---|
| Germany | Yes | No |
Questions about each
flatex Online-Broker (DE)
What does it cost to trade a stock at flatex?+
A stock trade costs €5.90 per order, the same flat rate on every trade size. There is no account fee, at €0, so holding an account adds nothing to the bill. For comparison, the typical broker charges €0 per stock trade.
Is there any account or inactivity fee?+
The account fee is €0, so there is nothing to pay for holding the account open. No separate inactivity charge appears in the available details. Across the brokers listed, the highest account fee reaches €219.24.
VT Markets
What is the minimum deposit at VT Markets?+
The listed minimum is $100. That is well above the site median of €4.64, and it leaves the broker ranked 148 of 213 on this measure. CFI opens at $0 and Vantage at $5, so smaller balances point elsewhere.
What do deposits and withdrawals cost?+
Deposits and withdrawals carry zero fees on deposits and withdrawals. That removes a steady drip of small charges from the account, which matters more over time than a single low trade price. It applies to the account rather than to a particular payment method.
Other options to compare
Other matchups
- flatex Online-Broker (DE) vs Trading 212
- flatex Online-Broker (DE) vs LYNX
- flatex Online-Broker (DE) vs Vanguard
- flatex Online-Broker (DE) vs tastytrade
- flatex Online-Broker (DE) vs Tradier
- flatex Online-Broker (DE) vs Libertex
- flatex Online-Broker (DE) vs Lightspeed Financial
- flatex Online-Broker (DE) vs IG
- flatex Online-Broker (DE) vs FXTM
- flatex Online-Broker (DE) vs quantfury
- flatex Online-Broker (DE) vs Wealthfront
- flatex Online-Broker (DE) vs ActivTrades
- flatex Online-Broker (DE) vs XTB
- flatex Online-Broker (DE) vs eToro
- flatex Online-Broker (DE) vs Mintos
- flatex Online-Broker (DE) vs Bitpanda
- flatex Online-Broker (DE) vs Robinhood
- flatex Online-Broker (DE) vs Kraken
- flatex Online-Broker (DE) vs EBC Financial Group