flatex vs TradeUP - BrokerCue
BrokerCue

Select your country to see eligible brokers

Account eligibility and broker availability depend on your country of residence. Setting this now allows us to hide brokers that do not accept clients from your country.

Broker Comparison

flatex vs TradeUP

Compare flatex and TradeUP side by side: fees, regulation, platforms.

flatex

flatex

German-market flat-fee investors

flatex is a German flat-fee online broker offering stocks, ETFs, bonds, funds, CFDs, and free savings plans, โ€ฆ

VS
TradeUP

TradeUP

Active traders seeking zero commissions

TradeUP is a US-focused commission-free broker offering stocks, ETFs, equity and index options, fractional shโ€ฆ

Head-to-head comparison

flatex vs TradeUP
Feature flatex TradeUP
Minimum deposit - -
Stock trading fee EUR 5.90 flat fee per order; additional exchange fees may apply $0 commission on exchange-listed stocks
Regulators BaFin SEC, FINRA, SIPC
Best for German-market flat-fee investors Active traders seeking zero commissions
Markets & account
Stocks
ETFs
CFDs
-
Bonds
-
Options
-
Funds
-
Investment Plans
-
Demo Account
Fractional Shares
-
Margin
-

Pros & cons

flatex

flatex

Pros

  • EUR 5.90 flat fee per trade regardless of order size
  • ETF and fund savings plans free of charge
  • No account, inactivity, custody, deposit, or withdrawal fees
  • Licensed German bank with BaFin regulation
  • Client cash covered by statutory deposit guarantee up to EUR 100,000
  • Securities held in segregated custody outside insolvency estate
  • Access to over 5,000 ETFs and funds

Cons

  • Platforms primarily in German, limiting accessibility for non-German speakers
  • flatex Trader 2.0 advanced platform costs EUR 15 per month
  • High FX conversion fee of 0.4% on non-EUR transactions
  • Bank transfer is the only deposit and withdrawal method
  • No options or futures trading
  • Crypto available only via ETPs and ETNs, not direct spot trading
  • Not available in most non-EU countries
TradeUP

TradeUP

Pros

  • Zero commission on stocks and ETFs
  • No per-contract fee on equity and index options
  • Flat 5.99% margin rate - no tiered schedule
  • Fractional shares from $1
  • IPO access available
  • 24/5 overnight trading on selected US stocks
  • Advanced order types including TWAP, VWAP and algorithmic strategies
  • Demo account available for practice

Cons

  • No cryptocurrency trading
  • No mutual funds or futures
  • Wire withdrawal fee of $50
  • OTC stocks carry a per-share fee
  • FINRA fined the firm in 2025 for AML and record-keeping violations
  • No phone support - digital channels only
flatex

flatex

flatex is a German flat-fee online broker offering stocks, ETFs, bonds, funds, CFDs, and free savings plans, regulated by BaFin as a licensed bank.

Your capital is at risk. Other fees apply.

TradeUP

TradeUP

TradeUP is a US-focused commission-free broker offering stocks, ETFs, equity and index options, fractional shares, and IPO access, operated by a subsidiary of UP Fintech Holdings.

Your capital is at risk. Other fees apply.

Not the right match?

Line up any two brokers side by side, or browse the full list to find your next platform.