Updated September 28, 2026 · BrokerCue Editorial Team
Fidelity vs LYNX
Fidelity vs LYNX: the differences
| Compare |  Fidelity |  LYNX |
|---|---|---|
| Stock trade fee | $0Lower | $5 |
| Account fee | $0 | €0 |
| Inactivity fee | $0 | €5 |
| Margin rate | 12.375% | 7.1%Lower |
| Regulators | SEC, FINRA, SIPC | Not confirmed |
| Investor protection | SIPC up to USD 500,000 | Not confirmed |
| Options contract fee | $0.65 | Not confirmed |
| Deposit and withdrawal fees | Not confirmed | One withdrawal per month free |
| Platforms | Not confirmed | LYNX+, Trader Workstation, Trading App |
| Account types | IRA, Roth IRA, Joint | Not confirmed |
Same on both: Minimum deposit ($0), Markets (Stocks, ETFs, Options, Bonds, Funds, Futures, Forex).
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Key differences
- Fidelity scores higher overall: 9.5 vs 9.3.
- Stock trade fee is lower at Fidelity: $0 vs $5.
- Margin rate is lower at LYNX: 7.1% vs 12.375%.
- Features: only Fidelity offers Crypto, Options, Futures.
- Pricing model: only Fidelity offers Commission free.
- Pricing model: only LYNX offers Low fees.
- Audience: only Fidelity offers Beginners.
Our verdict on each
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
LYNX
LYNX suits experienced traders who want a long list of markets behind the same account. The account fee is €0 and the minimum deposit is $0, so holding costs nothing, while a stock trade fee of $5 makes dealing the cost centre.
Score breakdown
| Area | Fidelity | LYNX |
|---|---|---|
| Cost | 9.1HigherSite ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. | 9.0Costly to trade: stock trade fees rank 139 of 161 and the inactivity fee 34 of 56, against an account fee of €0. |
| Offer | 9.5 | 9.6Higher |
| Trust | 9.8 | Not confirmed |
Side by side, item by item
| Markets | Fidelity | LYNX |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| Options | Yes | Yes |
| Futures | Yes | Yes |
| Bonds | Yes | Yes |
| Funds | Yes | Yes |
Licences and countries
| Country | Fidelity | LYNX |
|---|---|---|
| United States | SIPC SIPC member 23292 | Not confirmed |
How they place
| Ranking | Fidelity | LYNX |
|---|---|---|
| Stock and ETF brokers | 37 of 490 | 65 of 490 |
| Forex brokers | 14 of 147 | 28 of 147 |
| Low-spread forex brokers | 12 of 145 | 26 of 145 |
| Options trading platforms | 9 of 103 | 20 of 103 |
| Futures trading platforms | 10 of 83 | 16 of 83 |
| Margin trading brokers | 5 of 22 | 10 of 22 |
Every fact side by side
| Fact | Fidelity | LYNX |
|---|---|---|
| Features | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more | Fractional shares, Demo account, Mobile app |
| Pricing model | Commission free | Low fees |
| Audience | Beginners, ExperiencedCovers more | Experienced |
| Legal entity | FIDELITY BROKERAGE SERVICES LLC | Not confirmed |
| Headquarters | United States | Not confirmed |
| Founded | 1946 | Not confirmed |
| Support channels | Phone, Community | Not confirmed |
Robo-advisors
| Fact | Fidelity | LYNX |
|---|---|---|
| Portfolio types | ETF, ESG, Crypto | Not confirmed |
Where each stands against the rest
| Fact | Fidelity | LYNX | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | $0below the median | $10 |
| Stock trade fee | $0at the median | $5highest quarter | $0 |
| Margin rate | 12.375%highest quarter | 7.1%below the median | 8.79% |
| Options contract fee | $0.65above the median | Not confirmed | $0.59 |
Median across 99 listed brokers.
Pros and cons
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
LYNX
Pros
- Nothing to pay for the account itself: fees run €0 and the minimum deposit is $0.
- The same account covers stocks, etfs and forex, putting shares, funds, bonds and derivatives under one roof.
- Platform choice runs from the LYNX+ terminal to the Trader Workstation and a mobile app, and a demo account with fractional shares comes with it.
Cons
- A stock trade fee of $5 applies to every deal, so frequent dealing raises the bill quickly.
- An inactivity fee of €5 applies, so money left untouched still carries a charge.
- A margin rate of 7.1% means a small deposit can control a much larger position.
Who each suits
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
LYNX
Who it suits
- Experienced traders: the audience listed is experienced, and the account is priced as a low fee model.
- Anyone who wants stocks, etfs and forex sitting in the same login.
- Traders who want to practise first, with a demo account and fractional shares alongside a mobile app.
Who should look elsewhere
- eToro for occasional share buying: its stock trade fee is $0 against $5 at LYNX, so small repeated deals cost more here.
- Vantage for anyone who must start with a deposit: the minimum deposit there is $5 while LYNX opens at $0.
- CFI for CFD and crypto trading, since its markets run to stocks, etfs and forex while LYNX runs to stocks, etfs and forex.
Country by country
| Country | Fidelity | LYNX |
|---|---|---|
| United States | Yes | No |
Questions about each
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
LYNX
What does LYNX charge to open and hold an account?+
Opening and holding are free: the account fee is €0 and the minimum deposit is $0. Costs appear only when you trade, through a stock trade fee of $5. The account is priced overall as a low fee model rather than a subscription service.
What does a stock trade cost on LYNX?+
A stock trade costs $5 with no account fee on top, and the same account also carries forex, options, futures, bonds and funds. On share dealing alone LYNX sits near the back of the brands compared, at 139 of 161.
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