Fidelity International
Pros
- No dealing fee on funds
- Annual service fee capped at £2,000
- ETF and share custody fee capped at £90 per year inside ISA or SIPP
- No service fee on Junior ISA, Junior SIPP, or Investment Account (exchange-traded assets)
- No deposit, withdrawal, or inactivity fees
- Access to over 2,500 funds from multiple providers
- Ready-made ISA portfolios available via Fidelity Navigator
- FCA regulated with FSCS protection up to £85,000
Cons
- £7.50 per trade is relatively high for infrequent share or ETF buyers
- No fractional shares
- No demo account
- No multi-currency account
- No margin lending
- No CFDs, forex, options, futures, or crypto
- FX conversion markup of 0.75% applies to the first £10,000
- Minimum service fee of £7.50 per month (£90 per year) applies to accounts under £25,000 without a regular savings plan