Updated September 29, 2026 · BrokerCue Editorial Team
FBS vs Fidelity
FBS vs Fidelity: the differences
| Compare |  FBS |  Fidelity |
|---|---|---|
| Minimum deposit | $5 | $0Lower |
| Markets | Stocks, ETFs, Forex, CFDs, Metals | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex |
| Regulators | Cyprus Securities and Exchange Commission | SEC, FINRA, SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Retail accounts that lose money | 66.43% | Not confirmed |
| EUR/USD spread | 0.5% | Not confirmed |
| Margin rate | Not confirmed | 12.375% |
| Options contract fee | Not confirmed | $0.65 |
| Deposit and withdrawal fees | Free | Not confirmed |
| Platforms | MetaTrader 4, MetaTrader 5 | Not confirmed |
| Account types | Not confirmed | IRA, Roth IRA, Joint |
Same on both: Stock trade fee ($0), Account fee ($0), Inactivity fee ($0).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Fidelity scores higher overall: 9.5 vs 9.1.
- Regulators: only FBS offers Cyprus Securities and Exchange Commission.
- Regulators: only Fidelity offers SEC, FINRA, SIPC.
- Founded is lower at Fidelity: 1946 vs 2009.
- Minimum deposit is lower at Fidelity: $0 vs $5.
- Markets: only FBS offers CFDs, Metals.
- Markets: only Fidelity offers Options, Bonds, Funds.
- Support channels: only FBS offers Email, Help centre.
- Support channels: only Fidelity offers Community.
- Features: only Fidelity offers Fractional shares, Crypto, Options.
Our verdict on each
FBS
Fbs Partners suits readers who want a plain, low cost picture from a firm regulated by the Cyprus Securities and Exchange Commission: the account fee is $0 and the stock trade fee is $0. The EUR/USD spread of 0.5% and the retail loss rate of 66.43% are the figures to weigh before funding.
Fidelity
Fidelity is a US brokerage that suits investors who want to hold and trade without a standing charge: its minimum deposit, account fee and inactivity fee all sit at $0, $0 and $0. Stock dealing is commission-free, with SIPC protection recorded as SIPC up to USD 500,000.
Score breakdown
| Area | FBS | Fidelity |
|---|---|---|
| Cost | 9.3Higher | 9.1Site ranks it 1 of 138 on account fee and 1 of 161 on stock trade fee. |
| Offer | 9.3 | 9.5Higher |
| Trust | 8.8 | 9.8Higher |
Side by side, item by item
| Markets | FBS | Fidelity |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | No |
| Options | No | Yes |
| Futures | No | Yes |
| Bonds | No | Yes |
| Funds | No | Yes |
| Metals | Yes | No |
What it costs in practice
A year: 5,000 invested, 4 US stock trades a month
FBS
$0
48 × $0 + 1 × $0
Fidelity
$0
48 × $0 + 1 × $0
Both come to the same total.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Where they rank in our lists
| Ranking | FBS | Fidelity |
|---|---|---|
| Stock and ETF brokers | 101 of 490 | 37 of 490 |
| Forex brokers | 44 of 147 | 14 of 147 |
| Low-spread forex brokers | 42 of 145 | 12 of 145 |
| Low-fee brokers | 10 of 11 | 3 of 11 |
| Brokers for beginners | 33 of 88 | 12 of 88 |
Every fact side by side
| Fact | FBS | Fidelity |
|---|---|---|
| Features | Demo account, Mobile app | Fractional shares, Demo account, Mobile app, Crypto, Options, FuturesCovers more |
| Pricing model | Commission free | Commission free |
| Audience | Beginners | Beginners, ExperiencedCovers more |
| Legal entity | Tradestone Limited | FIDELITY BROKERAGE SERVICES LLC |
| Headquarters | Cyprus | United States |
| Founded | 2009 | 1946Lower |
| Support channels | Email, Phone, Help centre | Phone, Community |
Robo-advisors
| Fact | FBS | Fidelity |
|---|---|---|
| Portfolio types | Not confirmed | ETF, ESG, Crypto |
Where each stands against the rest
| Fact | FBS | Fidelity | Median |
|---|---|---|---|
| Minimum deposit | $5below the median | $0below the median | $10 |
| Stock trade fee | $0at the median | $0at the median | $0 |
| Account fee | $0at the median | $0at the median | $0 |
| Inactivity fee | $0at the median | $0at the median | $0 |
| Retail accounts that lose money | 66.43%below the median | Not confirmed | 70.375% |
| EUR/USD spread | 0.5%below the median | Not confirmed | 0.6% |
Median across 99 listed brokers.
Pros and cons
FBS
Pros
- An account regulated by the Cyprus Securities and Exchange Commission: Cyprus Securities and Exchange Commission licenses Tradestone Limited under 331/17, so the contract has a named entity behind it.
- The stock trade fee is $0 on a commission free model, so dealing in the shares and ETFs inside stocks, etfs and forex carries no ticket charge.
- The inactivity fee is $0, so a dormant balance is not quietly drained by account charges.
Cons
- The EUR/USD spread of 0.5% is the charge that lands on every forex and CFD trade, so currency traders feel it more than the flat fees suggest.
- The minimum deposit of $5 sits above CFI's $0, so readers who want the smallest opening balance have a lower floor elsewhere.
- The market list stocks, etfs and forex leaves out crypto and futures, which eToro covers in stocks, etfs and forex.
Fidelity
Pros
- Costs sit at the floor: stock trade fee $0, account fee $0, inactivity fee $0 and minimum deposit $0
- The client entity is listed on the SIPC register as SIPC member 23292, with protection recorded at SIPC up to USD 500,000
- Account types cover retirement and shared holdings: ira, roth ira and joint
Cons
- Support runs on phone and community only, so that list carries no chat or email channel
- Options contracts cost $0.65 each, the main charge where stock dealing is free
- Margin borrowing is priced at 12.375%, a cost on top of the free equity dealing
Who each suits
FBS
Who it suits
- Beginners opening a new trading account: the minimum deposit is $5 and the account fee is $0.
- Readers who hold shares and ETFs alongside forex: stocks, etfs and forex covers that mix on the same account.
- European readers who want a Cyprus regulated firm: Cyprus Securities and Exchange Commission licenses the entity behind the brand.
Who should look elsewhere
- Readers who want the smallest possible opening balance: CFI takes $0.
- Readers who need crypto or futures in the same account: eToro lists stocks, etfs and forex, and those lines sit outside stocks, etfs and forex.
- Readers who want crypto added to a forex, CFD, stock, ETF and metals mix: Vantage covers forex, cfds and stocks.
Fidelity
Who it suits
- Retirement savers, since ira, roth ira and joint are all listed as account types
- Buyers investing small amounts, as fractional shares sit in fractional shares, demo account and mobile app
- Traders who want stocks, bonds, funds, options, futures and forex in one place, as stocks, etfs and options shows
Who should look elsewhere
- Traders who want CFDs, since stocks, etfs and options leaves them out and CFI lists stocks, etfs and forex
- Anyone who prefers a required opening deposit, since $0 sets none where Vantage asks $5
Country by country
| Country | FBS | Fidelity |
|---|---|---|
| United States | No | Yes |
Questions about each
FBS
What does it cost to run an account at Fbs Partners?+
The account fee is $0, the stock trade fee is $0 and the inactivity fee is $0, so nothing is charged for holding the account, dealing in shares or leaving a balance idle. Deposits and withdrawals carry no charge either. What remains on a forex or CFD trade is the spread, quoted at 0.5% on EUR/USD.
How much does the EUR/USD spread cost in practice?+
The EUR/USD spread is 0.5%. On a currency pair that spread is the dealer's charge for opening and closing, so it lands on every position rather than on a ticket line. The stock trade fee of $0 and the account fee of $0 sit alongside it, which makes the spread the number to size positions around.
Fidelity
What does it cost to trade stocks at Fidelity?+
Stock dealing is commission-free, with a stock trade fee of $0. The account fee is $0 and the minimum deposit is $0, so there is no standing charge to hold the account. Options contracts are the exception, at $0.65 each.
Is there an inactivity fee if I stop trading?+
The inactivity fee is $0, so an idle account is not charged for sitting still. On the site it ranks 1 of 56 brands measured for that fee. With the account fee at $0, a dormant account carries no listed running cost.
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