Updated September 29, 2026 · BrokerCue Editorial Team
Exness vs Fineco Bank
What sets them apart
| Compare |  Exness |  Fineco Bank |
|---|---|---|
| Stock trade fee | $0Lower | $3.95 |
| Markets | Stocks, Forex, CFDs, Crypto, Metals | Stocks, ETFs, CFDs, Options, Futures, Crypto, Bonds |
| Regulators | FCA, CySEC, FSA Seychelles, FSCA | Bank of Italy, Consob |
| Investor protection | FSCS up to GBP 85,000 | EU ICS up to EUR 20,000 |
| Platforms | MT4, MT5, Exness Terminal, Exness Trade App | FinecoX |
| Minimum deposit | $10 | Not confirmed |
| Inactivity fee | $0 | Not confirmed |
| Deposit and withdrawal fees | no deposit or withdrawal fee | Not confirmed |
| Maximum retail leverage | 1:Unlimited | Not confirmed |
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Key differences
- Exness scores higher overall: 9.4 vs 9.0.
- Regulators: only Exness offers FCA, CySEC, FSA Seychelles.
- Regulators: only Fineco Bank offers Bank of Italy, Consob.
- Exness is licensed in 3 more countries.
- Stock trade fee is lower at Exness: $0 vs $3.95.
- Markets: only Exness offers Forex, Metals.
- Markets: only Fineco Bank offers ETFs, Options, Futures.
- Platforms: only Exness offers MT4, MT5, Exness Terminal.
- Platforms: only Fineco Bank offers FinecoX.
Our verdict on each
Exness
Exness suits beginners and day traders who want to place stock trades without a dealing charge, with a stock trade fee of $0 and an inactivity fee of $0. Regulators listed are the FCA, CySEC, the FSA Seychelles and the FSCA, with FSCS up to GBP 85,000 stated for UK clients.
Fineco Bank
Fineco Bank is an Italian bank with a brokerage attached, so money and trading sit under one roof. It suits investors who want shares, bonds and derivatives in a single account, and less suits anyone shopping on the stock trade fee, which stands at $3.95.
Score breakdown
| Area | Exness | Fineco Bank |
|---|---|---|
| Cost | 9.3Higher | 8.4The stock trade fee of $3.95 ranks 133 of 161 brands, above the site median of €0. |
| Offer | 9.6Higher | 9.1 |
| Trust | 9.5 | 9.5 |
Side by side, item by item
| Markets | Exness | Fineco Bank |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | No | Yes |
| Forex | Yes | No |
| CFDs | Yes | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | No | Yes |
| Metals | Yes | No |
Availability and regulation
| Country | Exness | Fineco Bank |
|---|---|---|
| Cyprus | Not confirmed | |
| Italy | Not confirmed | |
| Seychelles | Not confirmed | |
| South Africa | FSCA 51024 | Not confirmed |
| United Kingdom | Not confirmed |
Where they rank in our lists
| Ranking | Exness | Fineco Bank |
|---|---|---|
| Stock and ETF brokers | 54 of 471 | 139 of 471 |
| CFD brokers | 17 of 122 | 48 of 122 |
Where these facts come from
Exness
- brokerchampion.com: 3 facts, checked September 26, 2026
- brokeranalysis.com: 2 facts, checked September 26, 2026
- e-trading.cn.com: 2 facts, checked September 26, 2026
- exness.org: 2 facts, checked September 26, 2026
- newyorkcityservers.com: 2 facts, checked September 26, 2026
Fineco Bank
- uk.finecobank.com: 4 facts, checked September 26, 2026
- it.finecobank.com: 3 facts, checked September 26, 2026
- 55brokers.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Exness | Fineco Bank |
|---|---|---|
| Features | Not confirmed | Crypto |
| Pricing model | Commission free, Low fees | Not confirmed |
| Audience | Beginners, Day traders | Not confirmed |
| Legal entity | Exness (SC) Ltd | FinecoBank S.p.A. |
| Headquarters | Cyprus | Italy |
| Founded | 2008 | Not confirmed |
Where each stands against the rest
| Fact | Exness | Fineco Bank | Median |
|---|---|---|---|
| Minimum deposit | $10below the median | Not confirmed | $25 |
| Stock trade fee | $0at the median | $3.95highest quarter | $0 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
Median across 134 listed brokers.
Pros and cons
Exness
Pros
- A $0 stock trade fee, with the pricing model read as commission-free and low-fee.
- An inactivity fee of $0, so a dormant balance is not billed.
- Deposits and withdrawals carry no charge, so moving money costs nothing.
Cons
- Retail leverage is listed at 1:Unlimited, and 70.15% of retail accounts on this site lose money.
- Regulators listed include the FSA Seychelles and the FSCA alongside the FCA and CySEC, so the entity behind an account can differ by market.
- The market list, stocks, forex and cfds, stops short of ETFs and futures, so share investors wanting those should look elsewhere.
Fineco Bank
Pros
- One account covers stocks, etfs and cfds through the FinecoX platform
- Regulated by the Bank of Italy and Consob, with investor protection of EU ICS up to EUR 20,000
- The account is run by FinecoBank S.p.A., an Italian banking entity rather than a trading desk
Cons
- A stock trade fee of $3.95 puts it 133 of 161 brands on share dealing
- eToro's stock trade fee is $0, so per trade cost here is the weaker point
Who each suits
Exness
Who it suits
- Beginners and day traders, the audiences the brand names.
- Traders who want a $0 stock trade fee and an inactivity fee of $0 on the same account.
- Desktop and mobile users who want to trade across MT4, MT5 and Exness Terminal.
Who should look elsewhere
- CFI, where the minimum deposit is $0.
- Vantage, with a minimum deposit of $5.
- eToro, which also covers ETFs and futures beyond the markets listed here.
Fineco Bank
Who it suits
- Investors who want shares, bonds and derivatives in one account rather than several platforms
- People who prefer their cash held by a licensed bank under EU investor protection
- Italian residents who want a bank relationship that includes a brokerage arm
Who should look elsewhere
- Traders shopping on the per trade cost, who would find eToro's $0 lighter than $3.95
- Readers wanting forex and metals in the same account, which points to Vantage and its forex, cfds and stocks
Country by country
| Country | Exness | Fineco Bank |
|---|---|---|
| Italy | No | Yes |
Questions about each
Exness
What does Exness charge to buy a stock?+
Share dealing runs at a stock trade fee of $0, and the pricing model is listed as commission-free and low-fee. On this site's stock trade fee ranking Exness sits at 1 of 161, so the per-trade cost sits at the cheap end of the brands compared. Deposits and withdrawals carry no charge either.
Does Exness charge an inactivity fee?+
The inactivity fee is $0, so a dormant account is not billed for sitting still. Exness ranks 1 of 56 on this measure, at the top of the table of brands compared. Some rivals charge for unused accounts, so this saves money for anyone who opens an account and leaves it quiet for a while.
Fineco Bank
What does it cost to buy shares?+
The stock trade fee is $3.95, which places Fineco Bank 133 of 161 brands on that measure. The site median for share dealing is €0, so this is a priced dealing model rather than a commission-free one. Small tickets feel the difference quickly.
Who regulates Fineco Bank?+
Fineco Bank is regulated by the Bank of Italy and by Consob, which is the pair listed under Bank of Italy and Consob. Both are Italian, so the account is supervised in Italy. A UK or European reader therefore opens an Italian bank's account, governed by Italian rules rather than a home market regime.
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