Updated September 28, 2026 · BrokerCue Editorial Team
Earn2Trade vs Instant Funding
What sets them apart
| Compare |  Earn2Trade |  Instant Funding |
|---|---|---|
| Profit split | 50% to 80% | 80% to 90%Higher |
| Maximum drawdown | 3.5% to 6% | 10%Higher |
| Evaluation steps | 1 step | Instant |
| Account sizes | $25K, $50K, $100K, $200K, $400K | $625 to $4,000,000 (USD and ZAR) |
| Payout frequency | Weekly payouts from $100 | First payout 14 days after first trade, then every 7 days |
| Challenge price | $75 to $85 | Not confirmed |
| Daily loss limit | 2.2% | Not confirmed |
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Key differences
- Earn2Trade scores higher overall: 9.1 vs 9.0.
- Founded is lower at Earn2Trade: 2017 vs 2021.
- Profit split is higher at Instant Funding: 80% to 90% vs 50% to 80%.
- Maximum drawdown is higher at Instant Funding: 10% vs 3.5% to 6%.
- Support channels: only Instant Funding offers Chat.
Our verdict on each
Earn2Trade
Earn2Trade is a futures prop firm aimed at experienced traders, with a 1 step evaluation and challenge fees of $75 to $85 on account sizes of $25K, $50K, $100K, $200K, $400K. Weekly payouts and platforms such as Tradovate, NinjaTrader and TradingView suit traders already working in futures.
Instant Funding
Instant Funding suits traders who want a funded account without a staged evaluation, since its steps are listed as instant. The profit split of 80% to 90% is the trade-off to weigh: it sits under the 100% of Funding Pips and the 100% of Apex Trader Funding.
Score breakdown
| Area | Earn2Trade | Instant Funding |
|---|---|---|
| Cost | 9.1Challenge fees of $75 to $85 sit above the site median of €56.56. | Not confirmed |
| Offer | 8.3 | 9.2HigherOffer spans $625 to $4,000,000 (USD and ZAR) of accounts and a 10% cap, with room to start small or scale up. |
| Trust | 9.6Higher | 8.8 |
From lowest to highest
| Fact | Earn2Trade | Instant Funding |
|---|---|---|
| Profit split | 50% to 80% | 80% to 90% |
Pick Earn2Trade if, pick Instant Funding if
Pick Earn2Trade if trust matter most.
Pick Instant Funding if offer, profit split, and maximum drawdown matter most.
Positions in our rankings
| Ranking | Earn2Trade | Instant Funding |
|---|---|---|
| Prop trading firms | 14 of 37 | 4 of 37 |
Sources behind this comparison
Earn2Trade
- earn2trade.com: 11 facts, checked September 26, 2026
Instant Funding
- instantfunding.com: 9 facts, checked September 26, 2026
Every fact side by side
| Fact | Earn2Trade | Instant Funding |
|---|---|---|
| Legal entity | Earn2Trade LLC | IF Pro Ltd (trading name Instant Funding); payment agent Acello Ltd |
| Headquarters | United States | United Kingdom |
| Founded | 2017Lower | 2021 |
| Support channels | Email, Help centre, Community | Email, Chat, Help centre, CommunityCovers more |
Brokers
| Fact | Earn2Trade | Instant Funding |
|---|---|---|
| Minimum deposit | $75 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Markets | Futures | Not confirmed |
| Features | Futures | Not confirmed |
| Audience | Experienced | Not confirmed |
| Deposit and withdrawal fees | No upfront activation fee; one-time activation fee deducted from profits on first withdrawal | Not confirmed |
| Platforms | Tradovate, NinjaTrader, TradingView, Finamark, BlackArrow, Rithmic | Not confirmed |
Where each stands against the rest
| Fact | Earn2Trade | Instant Funding | Median |
|---|---|---|---|
| Challenge price | $75 to $85at the median | Not confirmed | $75 |
| Profit split | 50% to 80%lowest quarter | 80% to 90%at the median | 90 |
| Maximum drawdown | 3.5% to 6%below the median | 10%at the median | 10 |
| Daily loss limit | 2.2%lowest quarter | Not confirmed | 3 |
Median across 26 listed brokers.
Pros and cons
Earn2Trade
Pros
- A 1 step evaluation shortens the route to a funded account.
- Payouts are made weekly once the minimum payout amount is met, alongside a profit split of 50% to 80%.
- No upfront activation fee, with that fee instead deducted from profits on the first withdrawal.
Cons
- Challenge fees of $75 to $85 sit above the site median of €56.56.
- A profit split of 50% to 80% is below the site median of 90%.
- Support runs on email, help centre and community, so phone and chat are not part of the offering.
Instant Funding
Pros
- The steps are listed as instant, so there is no staged evaluation to sit through before a funded account starts.
- Payouts run on a published rhythm, First payout 14 days after first trade, then every 7 days, rather than a discretionary request.
- Account sizes are listed as $625 to $4,000,000 (USD and ZAR), so the same rules cover a small starting balance and the larger end of the range.
Cons
- The 80% to 90% split leaves less of each payout than Funding Pips and Apex Trader Funding, which pay 100% and 100%.
- The 10% limit is the loose end of the range Alpha Capital Group offers, which runs 4% to 10%.
- Support runs on email, chat and help centre, with no phone line listed for account problems.
Who each suits
Earn2Trade
Who it suits
- Experienced futures traders who keep well inside a daily loss limit of 2.2%.
- Traders comfortable working to a maximum drawdown of 3.5% to 6% on a funded account.
- Futures traders on Tradovate, NinjaTrader or TradingView who want a profit split of 50% to 80%.
Who should look elsewhere
- Traders chasing a bigger share of profits, since Apex Trader Funding lists a profit split of 100%.
- Buyers on a tight budget, as Alpha Capital Group charges a challenge fee of $27.
- Traders who want a spread of challenge prices, since Funding Pips fees run $29 to $555.
Instant Funding
Who it suits
- Traders who want funding without a staged evaluation, since steps are listed as instant.
- Traders who can hold position sizes inside a 10% drawdown cap.
- Traders who prefer cash arriving on a known schedule, First payout 14 days after first trade, then every 7 days.
Who should look elsewhere
- Traders who want the whole profit, since Funding Pips and Apex Trader Funding pay 100% and 100%.
- Traders who want a firmer risk rule, since Alpha Capital Group runs a drawdown of 4% to 10%.
Current offers
Earn2Trade
Current offer
Discount code
Labor Day Special: 50% OFF + a FREE Reset With Every Evaluation: 50% off plus a free reset with every evaluation
Use code 50PLUSRESET at purchase
Source, checked September 26, 2026
Instant Funding
Current offer
Discount code
30% off Clarity and Original - code IF30: 30% off
Single-use code; no minimum spend; not valid on Evolve; 20% off again on Jan 15
Source, checked September 26, 2026
Discount code
BFBOOST: 10% off
Multi-use code; includes four free add-ons and double PlusPoints
Source, checked September 26, 2026
Discount code
BF2090: 20% off
Multi-use code; includes a free 90% profit split add-on and double PlusPoints
Source, checked September 26, 2026
Discount code
BFNEW: 42% off Instant Funding, IF Micro and IF1
New customers only; not for returning purchasers or account will be voided
Source, checked September 26, 2026
Discount code
BF1: 37% off plus a free $2,000 IF1 account
All customers; spend $100 after discount or more in one purchase; free $2,000 IF1 account sent by email code on Dec 15; one per trader
Source, checked September 26, 2026
Questions about each
Earn2Trade
How much does an Earn2Trade challenge cost?+
Challenge fees are $75 to $85, with a starting payment of $75. There is no monthly subscription attached, since the account fee is $0. The price covers the evaluation itself, and any activation fee is handled separately at the first withdrawal.
Are there activation fees on top of the challenge price?+
There is no upfront activation fee. Instead, an activation fee is taken out of profits on the first withdrawal, so the first payout is smaller while the cost of entry stays at the challenge price.
Instant Funding
Is there an evaluation to pass before trading?+
The steps are listed as instant, so there is no multi-stage challenge to clear first. Account sizes are listed as $625 to $4,000,000 (USD and ZAR), which covers a small starting balance and the larger end of the range, with the same rules at each size.
How often are payouts made?+
Payouts follow First payout 14 days after first trade, then every 7 days. The rhythm is stated in advance, so a trader can plan cash movements around the calendar instead of waiting on a discretionary decision. The share kept from each payout is 80% to 90%.