Updated September 29, 2026 · BrokerCue Editorial Team
Deriv vs FXTM
Deriv vs FXTM: the differences
| Compare |  Deriv | FXTM ReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | $5Lower | $10 |
| Inactivity fee | $25 | $5Lower |
| Markets | Stocks, ETFs, Forex, CFDs, Crypto, Bonds | Stocks, ETFs, Forex, CFDs, Futures, Crypto, Bonds, MetalsCovers more |
| Retail accounts that lose money | 74% | 88% |
| Platforms | Deriv MT5, Deriv Trader | Desktop, Mobile App, MetaTrader 4, MetaTrader 5 |
| Stock trade fee | $0 | Not confirmed |
| Regulators | Not confirmed | FCA, CySEC |
| Investor protection | Not confirmed | FSCS up to GBP 85,000 |
| Deposit and withdrawal fees | Not confirmed | No deposit fees; withdrawal fees vary by method |
| Maximum retail leverage | Not confirmed | 1:2000 |
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Key differences
- FXTM scores higher overall: 9.3 vs 8.9.
- Minimum deposit is lower at Deriv: $5 vs $10.
- Inactivity fee is lower at FXTM: $5 vs $25.
- Markets: only FXTM offers Futures, Metals.
- Platforms: only Deriv offers Deriv MT5, Deriv Trader.
- Platforms: only FXTM offers Desktop, Mobile App, MetaTrader 4.
- Features: only FXTM offers Copy trading.
Our verdict on each
Deriv
Deriv suits beginners and day-traders who want a $0 stock trade fee, a $5 minimum deposit and a demo account to practise on. Most retail accounts here lose money, at 74%, so the cheap entry is not a reason to trade lightly.
FXTM
FXTM suits traders who want forex, CFDs, futures, crypto and shares under one account, with retail leverage of 1:2000 and dual regulation behind the money. Costs are the compromise: entry is light, but support runs on help centre only, and a dormant account is charged rather than left free.
Score breakdown
| Area | Deriv | FXTM |
|---|---|---|
| Cost | 8.9An inactivity fee of $25 is the weak spot, against $0 at Vantage. | 9.0HigherEntry costs are light, with a $10 starting deposit and No deposit fees; withdrawal fees vary by method, though dormant accounts pay $5. |
| Offer | 8.9 | 9.3Higher |
| Trust | Not confirmed | 9.5 |
Pick Deriv if, pick FXTM if
Pick Deriv if minimum deposit matter most.
Pick FXTM if offer, inactivity fee, and markets matter most.
Side by side, item by item
| Markets | Deriv | FXTM |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Futures | No | Yes |
| Crypto | Yes | Yes |
| Bonds | Yes | Yes |
| Metals | No | Yes |
How they place
| Ranking | Deriv | FXTM |
|---|---|---|
| Stock and ETF brokers | 160 of 471 | 68 of 471 |
| Forex brokers | 69 of 147 | 30 of 147 |
| Low-spread forex brokers | 67 of 145 | 28 of 145 |
| CFD brokers | 58 of 122 | 24 of 122 |
Every fact side by side
| Fact | Deriv | FXTM |
|---|---|---|
| Features | Demo account, Mobile app, Crypto | Demo account, Copy trading, Mobile app, CryptoCovers more |
| Pricing model | Commission free | Not confirmed |
| Audience | Day traders, Beginners | Not confirmed |
| Support channels | Help centre | Help centre |
Where each stands against the rest
| Fact | Deriv | FXTM | Median |
|---|---|---|---|
| Minimum deposit | $5below the median | $10below the median | $25 |
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | $25highest quarter | $5above the median | $0 |
| Retail accounts that lose money | 74%above the median | 88%highest quarter | 72.05% |
Median across 134 listed brokers.
Pros and cons
Deriv
Pros
- A single account covers stocks, etfs and forex, so no second broker is needed
- demo account, mobile app and crypto covers a demo account and a mobile app alongside Deriv Trader and Deriv MT5
- Built for beginners and day traders (day traders and beginners) rather than experienced traders only
Cons
- An inactivity fee of $25 applies to dormant balances, against $0 at Vantage
- Support runs on help centre only, with no phone line or live chat listed
- Deriv reports that 74% of retail accounts lose money, above the 70.15% site median
FXTM
Pros
- One account spans stocks, etfs and forex.
- The FCA and CySEC both appear under FCA and CySEC, with FSCS up to GBP 85,000 for UK clients.
- Trading runs on Desktop, Mobile App and MetaTrader 4, and demo account, copy trading and mobile app adds a demo account and copy trading.
Cons
- Dormant balances are charged $5, a cost active traders never meet.
- Support runs on help centre only.
- Leverage of 1:2000 magnifies losses, and 88% of retail accounts lose money.
Who each suits
Deriv
Who it suits
- Beginners who want a demo account and a small minimum deposit before going live
- Day-traders who want stocks, etfs and forex in a single account
- Traders already comfortable with charting platforms, since Deriv MT5 is one of the platforms listed (Deriv MT5 and Deriv Trader)
Who should look elsewhere
- Anyone leaving money parked for long: Vantage lists an inactivity fee of $0
- Traders who want futures in the same account: the markets at eToro, stocks, etfs and forex, include them
- Traders who want the smallest possible entry: CFI lists a minimum deposit of $0
FXTM
Who it suits
- Traders who want forex, CFDs, futures, crypto and shares in one place from a $10 start.
- Newcomers who want a demo account and copy trading through demo account, copy trading and mobile app.
- Clients who want regulation in the UK and Cyprus under FCA and CySEC.
Who should look elsewhere
- Anyone who wants to open with nothing: CFI has a $0 minimum.
- Traders focused on shares, ETFs and crypto rather than bonds and metals: eToro's markets are stocks, etfs and forex.
- Small accounts wanting a cheaper opening: Vantage starts at $5.
Questions about each
Deriv
What does it cost to open a Deriv account?+
The minimum deposit is $5, so the account opens on a small balance. Stock trades are charged at $0, which sits inside a commission-free model, so no commission is added per trade. Beginners and day traders are the stated audience.
Will I be charged if my account sits idle?+
Yes. Deriv charges an inactivity fee of $25 on an account left unused, which is the main cost trap here. Vantage lists an inactivity fee of $0 by comparison, so a dormant balance is cheaper elsewhere. Move money you are not using rather than leaving it parked.
FXTM
What does it cost to open and keep an FXTM account?+
Opening an account starts at $10, and the deposit and withdrawal terms read No deposit fees; withdrawal fees vary by method. The fee to watch is the inactivity charge of $5, which bites once an account sits idle, so running costs stay low only while you keep trading.
Is my money protected at FXTM?+
FXTM is regulated by the FCA and CySEC, and the investor protection stated is FSCS up to GBP 85,000. That cover sits with the regulated entity holding the account, so check which one your account is opened with before treating the protection as your own.
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