Derayah Financial review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Derayah Financial is a Saudi Arabia based broker aimed squarely at beginners, with a commission free model and a SAR 0 stock trade fee on the Derayah app and Derayah Global. It suits investors who want a free portfolio transfer and no stated account fee, and who trade stocks, ETFs, bonds and funds.
Key facts
- Best for
- Beginners in Saudi Arabia who want to start small with free portfolio transfer
- Minimum deposit
- SAR 0 (Source, checked September 26, 2026)
- Stock trade fee
- SAR 0 (Source, checked September 26, 2026)
- Markets
- Stocks, ETFs, Bonds, Funds (Source, checked September 26, 2026)
- Regulators
- Capital Market Authority (CMA) (Source, checked September 26, 2026)
- Deposit and withdrawal fees
- Free portfolio transfer (Source, checked September 26, 2026)
- Platforms
- Derayah app, Derayah Global (Source, checked September 26, 2026)
- Legal entity
- Derayah Financial Company (Source, checked September 26, 2026)
- Headquarters
- Saudi Arabia (Source, checked September 26, 2026)
- Founded
- 2009 (Source, checked September 26, 2026)
- Features
- Mobile app
- Pricing model
- Commission-free
- Audience
- Beginners
- Official website
- derayah.com
Robo-advisors
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- No stock trade commission: SAR 0 on the commission free model
- No minimum deposit of SAR 0
- Regulated by the Capital Market Authority (CMA) under licence 08109-27
- Free portfolio transfer, per Free portfolio transfer, and a mobile app plus Derayah Global to choose from
Cons
- Narrow range of markets, limited to stocks, etfs and bonds
- Fees sit at the top of the commission free range of €0.95 seen across brokers
Who it suits
- Beginners who want to open an account with a minimum deposit of SAR 0
- Saudi Arabia based investors trading stocks, etfs and bonds on the Derayah app or Derayah Global
- Investors moving an existing portfolio, since Free portfolio transfer applies
Who should look elsewhere
- Investors who need wider asset coverage, since the range is limited to stocks, etfs and bonds
- Anyone relying on a named protection scheme, as none appears with the Capital Market Authority (CMA) licence 08109-27
- Traders comparing fee levels against the €0.95 upper quartile, where CFI and eToro also charge $0
How Derayah Financial compares
8.9 vs 9.0
8.9 vs 9.4
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8.9 vs 9.4
8.9 vs 8.7
8.9 vs 9.08.9 vs 9.3
8.9 vs 8.7
8.9 vs 8.6
8.9 vs 9.2Lists a $0 stock trade fee, matching the commission free model Derayah Financial runs on SAR 0.
8.9 vs 8.7
Kitco
8.9 vs 9.1
8.9 vs 9.08.9 vs 9.0
Pepperstone
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Where Derayah Financial is available
- Available
- Saudi Arabia
- Licence in Saudi Arabia
- Capital Market Authority (CMA) (08109-27), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade a stock with Derayah Financial?+
Stock trading carries a SAR 0 on the commission free model, so there is no commission per trade listed for the Derayah app or Derayah Global. Portfolio transfers are also Free portfolio transfer. Read the fees page for anything not covered by that figure.
Is there a minimum deposit?+
The stated minimum is SAR 0, so an account can be opened without a floor deposit. Derayah Financial lists its audience as beginners, which fits a first, small sized account. Other providers ask for more, including $5 at Vantage.
Who regulates Derayah Financial?+
The broker is regulated by the Capital Market Authority (CMA) in Saudi Arabia under licence 08109-27. It is operated as Derayah Financial Company and is headquartered in Saudi Arabia. The licence id lets you check the register directly.
What investor protection comes with the account?+
The licence list names the Capital Market Authority (CMA) in Saudi Arabia, but no protection scheme is stated alongside it. Ask the broker directly which scheme covers securities held in the account before you fund it, and read the terms for the legal entity Derayah Financial Company.
What can I actually invest in?+
The available markets are stocks, etfs and bonds, covering the main asset classes most new investors want. That is a narrower list than many competitors offer, so anyone needing derivatives or wider international access should look elsewhere. Commission free stock trading is on SAR 0.
Which platforms can I use?+
There are two: the Derayah app and Derayah Global, and a mobile app is listed as a feature. The mobile app matters for anyone checking positions on the move, and the commission free commission free applies across the Derayah app and Derayah Global. Support details are worth confirming before you start.
Who is Derayah Financial aimed at?+
The stated audience is beginners, and the pricing backs that up: SAR 0 per stock trade and a SAR 0 minimum. The company was founded in 2009 under the legal entity Derayah Financial Company. Experienced traders wanting deeper markets may find the stocks, etfs and bonds range too limited.
Sources
- argaamplus.s3.amazonaws.com/daa2fbf7-9220-46c8-b9bd-dfe6d... checked September 26, 2026
Backs: Founded
“established as joint stock company pursuant to Ministry of Commerce Resolution dated 15/04/2009”
- reit.derayah.com/wp-content/uploads/2022/04/DREIT-2022-Q1... checked September 26, 2026
Backs: Headquarters
“registered in Riyadh under Commercial Register No. 1010266977”
- web.derayah.com/en/faq/is-there-a-minimum-amount-to-open-... checked September 26, 2026
Backs: Minimum deposit
“There is no minimum, and you can trade any amount - Derayah Global”
- web.derayah.com/en/prices-fees checked September 26, 2026
Backs: Pricing model
“Trade in the Saudi and U.S. markets with Zero Commission from Derayah for life”
- web.derayah.com/wp-content/uploads/2024/10/Derayah_Final_... checked September 26, 2026
Backs: Legal entity, Regulators, Licences
“Derayah Financial Company is a Saudi Closed Joint Stock Company registered in the Kingdom of Saudi Arabia”
- web.derayah.com/wp-content/uploads/2026/02/LPcampaign01en... checked September 26, 2026
Backs: Audience, Deposit and withdrawal fees, Features, Markets, Platforms, Stock trade fee
“Investment Experience Beginner (new to investing)”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Account fee, Inactivity fee, Investor protection, Retail accounts that lose money.
Related by the facts
Derayah Financial
Beginners in Saudi Arabia who want to start small with free portfolio transfer