DEGIRO vs XM - BrokerCue
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Broker Comparison

DEGIRO vs XM

Compare DEGIRO and XM side by side: fees, regulation, platforms.

DEGIRO

DEGIRO

Self-directed investors seeking low account costs

DEGIRO is an execution-only broker with low account costs, ETF and stock trading, options, bonds, funds and c…

VS
XM

XM

Forex and CFD traders globally

XM is a multi-asset CFD and forex broker founded in 2009, offering 1,400-plus instruments across MetaTrader 4…

Head-to-head comparison

DEGIRO vs XM
Feature DEGIRO XM
Minimum deposit £0.01 -
Stock trading fee US Shares: € 1 commission + € 1 handling per trade Shares account: $10,000 minimum deposit; commission rates apply and vary by market
Regulators BaFin, DNB, AFM CySEC, ASIC, DFSA, FSCA, FSC, FSA
Best for Self-directed investors seeking low account costs Forex and CFD traders globally
Markets & account
Stocks
ETFs
-
Forex
-
CFDs
-
Crypto
Bonds
-
Options
-
Funds
-
Margin
-
Multi Currency
-
Demo Account
-

Pros & cons

DEGIRO

DEGIRO

Pros

  • No deposit or withdrawal fees
  • No monthly service fees
  • ETF Core Selection has € 0 commission plus € 1 handling
  • Tradegate access allows pre-market and after-hours trading
  • 10-layer Euronext order book supports detailed price depth
  • Analyst Views from LSEG and Infront add research context
  • Custom favourites and notes help track investment ideas

Cons

  • US shares cost € 1 commission plus € 1 handling
  • ETF Core Selection still carries € 1 handling per trade
  • Currency, connectivity and spread costs may apply
  • Investors are not protected by the UK FSCS
  • flatexDEGIRO Bank SE is not authorised by the FCA
XM

XM

Pros

  • Low $5 minimum deposit on Standard and Ultra Low accounts
  • No deposit or withdrawal fees on standard payment methods
  • Regulated by CySEC and ASIC among other authorities
  • Over 1,400 instruments including forex, stock CFDs, indices and commodities
  • Full MetaTrader 4 and MetaTrader 5 support with copy trading and automated trading
  • Negative balance protection on all accounts
  • Free demo account with up to $100,000 virtual funds
  • Extensive multilingual educational content and live webinars

Cons

  • Standard account spreads are wide compared to many competitors (EUR/USD from 1.6 pips)
  • $5 monthly inactivity fee after 90 days
  • Zero account (raw spreads) limited to EU entity only
  • No cTrader or TradingView native integration
  • Crypto and some instruments unavailable through all regulatory entities
  • XM brand not available to UK or US residents
  • Shares account requires a $10,000 minimum deposit
DEGIRO

DEGIRO

DEGIRO is an execution-only broker with low account costs, ETF and stock trading, options, bonds, funds and crypto investing on web and mobile platforms.

Visit DEGIRO Read review

Your capital is at risk. Other fees apply.

XM

XM

XM is a multi-asset CFD and forex broker founded in 2009, offering 1,400-plus instruments across MetaTrader 4 and MetaTrader 5 with a $5 minimum deposit.

Visit XM Read review

Your capital is at risk. Other fees apply.

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