DEGIRO vs growney - BrokerCue
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Broker Comparison

DEGIRO vs growney

Compare DEGIRO and growney side by side: fees, regulation, platforms.

DEGIRO

DEGIRO

Self-directed investors seeking low account costs

DEGIRO is an execution-only broker with low account costs, ETF and stock trading, options, bonds, funds and cโ€ฆ

VS
growney

growney

Low-cost ETF portfolio investing in Germany

growney is a German BaFin-licensed robo-advisor offering ETF-based managed portfolios across 23 strategies, iโ€ฆ

Head-to-head comparison

DEGIRO vs growney
Feature DEGIRO growney
Minimum deposit ยฃ0.01 -
Stock trading fee US Shares: โ‚ฌ 1 commission + โ‚ฌ 1 handling per trade -
Regulators BaFin, DNB, AFM BaFin
Best for Self-directed investors seeking low account costs Low-cost ETF portfolio investing in Germany
Markets & account
Stocks
-
ETFs
Crypto
-
Bonds
-
Options
-
Funds
-
Investment Plans
-
Ready Made Portfolios
-
Business Account
-

Pros & cons

DEGIRO

DEGIRO

Pros

  • No deposit or withdrawal fees
  • No monthly service fees
  • ETF Core Selection has โ‚ฌ 0 commission plus โ‚ฌ 1 handling
  • Tradegate access allows pre-market and after-hours trading
  • 10-layer Euronext order book supports detailed price depth
  • Analyst Views from LSEG and Infront add research context
  • Custom favourites and notes help track investment ideas

Cons

  • US shares cost โ‚ฌ 1 commission plus โ‚ฌ 1 handling
  • ETF Core Selection still carries โ‚ฌ 1 handling per trade
  • Currency, connectivity and spread costs may apply
  • Investors are not protected by the UK FSCS
  • flatexDEGIRO Bank SE is not authorised by the FCA
growney

growney

Pros

  • Low annual management fee: 0.68% under EUR 50,000, drops to 0.38% above
  • No deposit, withdrawal, transaction, or inactivity fees
  • 23 investment strategies including conventional, sustainable (growgreen), and specialty
  • BaFin-licensed asset manager; client ETFs held as protected special assets
  • Savings plans from EUR 25 per month with no minimum term
  • Withdrawal plans available from EUR 2,000 balance
  • Business and joint investment accounts available
  • Tax optimisation and annual rebalancing included in management fee

Cons

  • No native mobile app - platform is web-based only
  • Portfolio rebalancing occurs only annually (December) unless drift exceeds 10%
  • ETF-only approach: no individual stocks, bonds, or active fund selection
  • No children's accounts (planned with future Upvest custody migration)
  • Minimum EUR 500 for lump-sum deposits (EUR 25 for savings plans)
  • Sustainable strategies have historically underperformed conventional equivalents
  • Higher total cost (approx. 0.90% all-in) for balances below EUR 50,000
DEGIRO

DEGIRO

DEGIRO is an execution-only broker with low account costs, ETF and stock trading, options, bonds, funds and crypto investing on web and mobile platforms.

Your capital is at risk. Other fees apply.

growney

growney

growney is a German BaFin-licensed robo-advisor offering ETF-based managed portfolios across 23 strategies, including sustainable options, with a tiered fee structure and no transaction costs.

Your capital is at risk. Other fees apply.

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