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Broker Comparison

AJ Bell vs comdirect

Compare AJ Bell and comdirect side by side: fees, regulation, platforms.

AJ Bell

AJ Bell

UK long-term investors and pension savers

AJ Bell is a UK investment platform founded in 1995, offering stocks, ETFs, funds, bonds, ISAs and SIPPs acroโ€ฆ

VS
comdirect

comdirect

German retail investors, long-term savers

comdirect is a German online broker and direct bank, operating as a brand of Commerzbank AG, offering stocks,โ€ฆ

Head-to-head comparison

AJ Bell vs comdirect
Feature AJ Bell comdirect
Minimum deposit - -
Stock trading fee ยฃ5 per trade; ยฃ3.50 per trade for frequent dealers (10+ deals in previous month); ยฃ25 by telephone EUR 4.90 + 0.25% of order volume; minimum EUR 9.90; maximum EUR 59.90; active trader discount of 15% available with 125+ trades in the prior half-year
Regulators FCA BaFin
Best for UK long-term investors and pension savers German retail investors, long-term savers
Markets & account
Stocks
ETFs
CFDs
-
Bonds
Options
-
Futures
-
Funds
Ready Made Portfolios
Investment Plans
Isa
-
Sipp
-
Savings Vaults
-
Margin
-

Pros & cons

AJ Bell

AJ Bell

Pros

  • FCA-regulated with FSCS protection up to ยฃ85,000
  • Share and ETF custody capped at ยฃ3.50/month in ISA and dealing accounts
  • SIPP platform fee capped at ยฃ10/month
  • Wide investment range: 4,000+ funds, 3,500+ ETFs, 16,000+ shares across 24 markets
  • No withdrawal or inactivity fees
  • Regular investing with no dealing charge from ยฃ25/month
  • Which? Recommended Provider for eight consecutive years (2019-2026)
  • ISA, SIPP, Lifetime ISA, Junior ISA and dealing accounts all on one platform

Cons

  • No demo or practice account
  • No fractional shares
  • No cryptocurrency trading
  • Fund platform fee is not capped, making it expensive for large fund portfolios
  • FX conversion fee up to 0.75% on international trades
  • Basic charting tools compared to dedicated trading platforms
  • No multi-currency account - all holdings converted to GBP
comdirect

comdirect

Pros

  • Regulated by BaFin with EUR 100,000 deposit protection
  • Large ETF savings plan universe with over 550 free monthly plans
  • Options and futures trading via dedicated O&F Trader platform
  • CFD trading available through separate CFD Trader account
  • Integrated robo-advisor (cominvest) from EUR 100/month or EUR 3,000 lump sum
  • Depot management fee waived with minimal activity or a linked current account
  • Access to 11 German stock exchanges plus international markets
  • Mobile app available for iOS and Android

Cons

  • Order fees of minimum EUR 9.90 are high for small trade sizes
  • Maximum order fee of EUR 59.90 caps cost but overall pricing is above low-cost competitors
  • ETF savings plan execution costs 1.5% for the majority of the range
  • No direct cryptocurrency trading; only indirect crypto exposure via ETPs
  • Platform primarily serves residents in Germany
  • No multi-currency account; all trading in EUR
  • No demo account listed
AJ Bell

AJ Bell

AJ Bell is a UK investment platform founded in 1995, offering stocks, ETFs, funds, bonds, ISAs and SIPPs across 24 international markets.

Your capital is at risk. Other fees apply.

comdirect

comdirect

comdirect is a German online broker and direct bank, operating as a brand of Commerzbank AG, offering stocks, ETFs, funds, bonds, options, futures, CFDs, savings plans, and a robo-advisor.

Your capital is at risk. Other fees apply.

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