CIBC Investor's Edge review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CIBC Investor's Edge is a sensible pick if you want a Canadian bank's self-directed account with no deposit floor. You open with a minimum deposit of CAD 0 and reach stocks, etfs and options, with trading and holding done in the app.

Key facts

Best for
Self-directed investors who want broad markets with a free account to open.
Minimum deposit
CA$0 (Source, checked September 26, 2026)
Stock trade fee
CA$6.95 (Source, checked September 26, 2026)
Account fee
CA$100 (Source, checked September 26, 2026)
Markets
Stocks, ETFs, Options, Bonds, Funds (Source, checked September 26, 2026)
Options contract fee
CA$1.25 (Source, checked September 26, 2026)
Features
Mobile app
Official website
cibc.com

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaX

Pros and cons

Pros

  • A minimum deposit of CAD 0 means you can open and fund an account without a floor
  • Covers stocks, etfs and options, so shares, ETFs, options, bonds and funds sit in one place
  • A mobile app is part of the platform, so you can trade away from a desktop
  • The account fee of CAD 100 sits well above the site median of €0 for account fees

Cons

  • Stock trades cost CAD 6.95, which is among the higher trade fees on the site
  • Each options contract adds CAD 1.25, so frequent options trading adds up quickly
  • The account fee of CAD 100 applies on a recurring basis, unlike a one-off charge
CIBC Investor's Edge

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Scored 8.9 / 10 by BrokerCue.

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Who it suits

  • Investors who want one account across stocks, etfs and options
  • People who prefer handling everything in a mobile app
  • Traders building a mixed portfolio of shares, bonds, funds and options

Who should look elsewhere

  • Those who want to avoid a recurring account fee of CAD 100
  • Options traders who trade often, since each contract costs CAD 1.25
  • Anyone prioritising the lowest stock trade fee, because it charges CAD 6.95

Fees and costs

Opening the account costs nothing, with a minimum deposit of CAD 0. A stock trade costs CAD 6.95, and each options contract costs CAD 1.25, so keep trades and options activity in mind when comparing totals. The account fee stands at CAD 100 and applies as a regular charge on the account. Set that against the site picture: the median account fee across brands is €0, and the median stock trade fee is €0, so this pricing sits above the typical entry point on both.

How CIBC Investor's Edge compares

Frequently asked questions

How much does it cost to open a CIBC Investor's Edge account?+

The minimum deposit is CAD 0, so there is no floor on what you transfer in to get started. The account fee is CAD 100, and that is a regular charge rather than a one-off. Together, they define the ongoing cost of holding the account.

What does a stock trade cost?+

A stock trade costs CAD 6.95. For comparison, the median stock trade fee across the site is €0, and the upper quartile is €0.95. Regular trading therefore adds up, so trade size and frequency matter to the final bill.

What does it cost to trade options?+

Each options contract costs CAD 1.25. Options sit alongside the other markets on the platform, including stocks, etfs and options. If you trade options often, this per contract charge can outweigh the benefit of a free account to open.

Which markets can I invest in?+

The platform covers stocks, etfs and options. That means shares, exchange traded funds, options, bonds and funds can be held in the same account, rather than spreading a portfolio across separate providers.

Can I manage the account from my phone?+

Yes, a mobile app is part of what you get. You can research, place orders and monitor the portfolio from the app, which suits investors who do not want a desktop in front of them for every trade.

Is CIBC Investor's Edge a low cost broker?+

It is low cost to open but not the cheapest to trade. The account fee is CAD 100 while the site median is €0, and the stock trade fee of CAD 6.95 compares with a site median of €0. Costs depend on how often you trade.

Who is this broker a good fit for?+

It suits self-directed investors who want one account across stocks, etfs and options and prefer working in a mobile app. It fits less well if you trade options frequently, since each contract costs CAD 1.25, or if you want no recurring account charge.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Inactivity fee, Regulators, Investor protection, Retail accounts that lose money.

CIBC Investor's Edge

CIBC Investor's Edge

Self-directed investors who want broad markets with a free account to open.

8.9/10See alternatives

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