Updated September 29, 2026 · BrokerCue Editorial Team
CFI vs VT Markets
CFI vs VT Markets: the differences
| Compare |  CFI |  VT Markets |
|---|---|---|
| Minimum deposit | $0Lower | $100 |
| Regulators | Cyprus Securities and Exchange Commission, FCA | ASIC, FSCA, SIPC |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Retail accounts that lose money | 66% | 74% to 89% |
| Deposit and withdrawal fees | No deposit fees | zero fees on deposits and withdrawals |
| Platforms | MT5, TradingView, CFI Multi Asset, CFI Trading App | MT4, MT5, TradingView, VT Markets App |
| Maximum retail leverage | Not confirmed | 1:500 |
Same on both: Markets (Stocks, ETFs, Forex, CFDs, Crypto).
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Key differences
- CFI scores higher overall: 9.6 vs 9.0.
- Regulators: only CFI offers Cyprus Securities and Exchange Commission, FCA.
- Regulators: only VT Markets offers ASIC, FSCA, SIPC.
- Founded is lower at CFI: 1998 vs 2015.
- VT Markets is licensed in 1 more country.
- Minimum deposit is lower at CFI: $0 vs $100.
- Platforms: only CFI offers CFI Multi Asset, CFI Trading App.
- Platforms: only VT Markets offers MT4, VT Markets App.
- Features: only VT Markets offers Copy trading, Crypto.
Our verdict on each
CFI
CFI suits traders who want one account covering stocks, etfs and forex on a commission-free model commission free, with a minimum deposit of $0 and a Cyprus entity licensed by Cyprus Securities and Exchange Commission and FCA. Note that 66% of retail accounts lose money, and protection under the EU scheme is limited.
VT Markets
VT Markets suits traders who want a single account across stocks, etfs and forex, with zero fees on deposits and withdrawals, regulation by ASIC, FSCA and SIPC and a demo account, copy trading and a mobile app. The catch: the minimum deposit is $100, and retail accounts that lose money run 74% to 89% here.
Score breakdown
| Area | CFI | VT Markets |
|---|---|---|
| Cost | 9.7Higher | 8.5 |
| Offer | 9.6 | 9.6 |
| Trust | 9.4Higher | 9.2 |
How they place
| Ranking | CFI | VT Markets |
|---|---|---|
| Stock and ETF brokers | 43 of 471 | 153 of 471 |
| Forex brokers | 15 of 147 | 67 of 147 |
| Low-spread forex brokers | 13 of 145 | 65 of 145 |
| CFD brokers | 13 of 122 | 56 of 122 |
What each covers
| Markets | CFI | VT Markets |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | Yes |
| CFDs | Yes | Yes |
| Crypto | Yes | Yes |
Licences and countries
| Country | CFI | VT Markets |
|---|---|---|
| Australia | Not confirmed | ASIC 428901 |
| Cyprus | Not confirmed | |
| South Africa | Not confirmed | FSCA 50865 |
| United Kingdom | Not confirmed | |
| United States | Not confirmed | SIPC SIPC member 71021 |
Sources behind this comparison
CFI
- media.cfifinancial.com: 4 facts, checked September 26, 2026
- play.google.com: 3 facts, checked September 26, 2026
- dailyforex.com: 2 facts, checked September 26, 2026
- forex.wikibit.com: 1 fact, checked September 26, 2026
- investinglive.com: 1 fact, checked September 26, 2026
VT Markets
- brokeranalysis.com: 2 facts, checked September 26, 2026
- brokerchooser.com: 2 facts, checked September 26, 2026
- fxleaders.com: 2 facts, checked September 26, 2026
- sipc.org: 2 facts, checked September 26, 2026
- dailyforex.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | CFI | VT Markets |
|---|---|---|
| Features | Demo account, Mobile app | Demo account, Copy trading, Mobile app, CryptoCovers more |
| Pricing model | Commission free | Not confirmed |
| Legal entity | Credit Financier Invest (CFI) Ltd | RB INTERNATIONAL MARKETS (USA) LLC |
| Headquarters | Not confirmed | Australia |
| Founded | 1998Lower | 2015 |
Where each stands against the rest
| Fact | CFI | VT Markets | Median |
|---|---|---|---|
| Minimum deposit | $0below the median | $100above the median | $25 |
| Retail accounts that lose money | 66%lowest quarter | 74% to 89%above the median | 72.05% |
Median across 134 listed brokers.
Pros and cons
CFI
Pros
- No minimum deposit, at $0, and No deposit fees, so funding does not cost a fee and the account can open at any size.
- Regulated on both sides of Europe: Cyprus Securities and Exchange Commission and FCA, with the Cyprus entity named as Credit Financier Invest (CFI) Ltd.
- A single account covers stocks, etfs and forex rather than forcing separate apps per asset class.
Cons
- Protection caps out at EU ICS up to EUR 20,000 on the Cyprus entity, so balances above that sit outside the scheme.
- 66% of retail accounts lose money, which is the risk that matters most for anyone sizing a position.
- Leverage sits alongside shares and ETFs in stocks, etfs and forex, so a single account mixes instruments with very different risk levels.
VT Markets
Pros
- Deposits and withdrawals carry zero fees on deposits and withdrawals.
- A single account covers stocks, etfs and forex, so forex, CFDs, equities and crypto share one login.
- Regulation by ASIC, FSCA and SIPC, with investor protection stated as SIPC up to USD 500,000.
Cons
- The minimum deposit of $100 sits above the site median of €4.64, ranking 148 of 213 on that measure.
- Retail accounts that lose money run 74% to 89%, above the site median of 70.15%.
- Retail leverage of 1:500 magnifies losses as readily as gains, so position sizing matters more here than elsewhere.
Who each suits
CFI
Who it suits
- People who want stocks, etfs and forex held in one place instead of several broker accounts.
- Traders who prefer the commission-free model commission free and a minimum deposit of $0 over a larger entry threshold.
- Savers who want a Cyprus or UK regulated option, given Cyprus Securities and Exchange Commission and FCA and the Cyprus licence 179/12.
Who should look elsewhere
- Anyone wanting a wider asset list, since stocks, etfs and forex runs to futures as well and CFI's list is stocks, etfs and forex.
- EU traders who want a rival with a low entry point, such as XTB at €0.
- Traders put off by losses in the retail book, where 66% lose money and the median here is 70.15%.
VT Markets
Who it suits
- Traders holding several asset classes who want forex, CFDs, equities and crypto under a single login.
- Anyone who puts a regulated broker and a stated protection scheme above a low headline deposit.
- Copy traders and app traders, since demo account, copy trading and mobile app and MT4, MT5 and TradingView are both offered.
Who should look elsewhere
- CFI, whose minimum deposit is $0, if you want to start with a small balance.
- Vantage, asking $5 to open an account, suits a lighter starting balance.
- eToro, whose markets list of stocks, etfs and forex adds futures to the range offered here.
Questions about each
CFI
What is the minimum deposit to open a CFI account?+
The minimum deposit is $0, so an account can be opened at any size and a first deposit does not have to clear a threshold. For comparison, Vantage lists $5 and XTB €0. The median minimum across the brands ranked is €4.64, and the highest reaches €26,308.87. CFI places 1 of 213 on that measure.
Does CFI charge commission on trades?+
CFI trades on a commission-free model, commission free, so positions are opened without a per-trade commission charge. The cost of a trade therefore sits in the spread and the market rather than in a commission line. Commission-free models are common in the field, appearing for 69.8% of the brands compared. Low-fee models sit alongside them at 40.5%.
VT Markets
What is the minimum deposit at VT Markets?+
The listed minimum is $100. That is well above the site median of €4.64, and it leaves the broker ranked 148 of 213 on this measure. CFI opens at $0 and Vantage at $5, so smaller balances point elsewhere.
What do deposits and withdrawals cost?+
Deposits and withdrawals carry zero fees on deposits and withdrawals. That removes a steady drip of small charges from the account, which matters more over time than a single low trade price. It applies to the account rather than to a particular payment method.
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