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Broker Comparison

AJ Bell vs CFI

Compare AJ Bell and CFI side by side: fees, regulation, platforms.

AJ Bell

AJ Bell

UK long-term investors and pension savers

AJ Bell is a UK investment platform founded in 1995, offering stocks, ETFs, funds, bonds, ISAs and SIPPs acroโ€ฆ

VS
CFI

CFI

Active traders and MENA region clients

CFI is a multi-asset broker offering 15,000+ instruments across forex, CFDs, equities, ETFs, crypto, and futuโ€ฆ

Head-to-head comparison

AJ Bell vs CFI
Feature AJ Bell CFI
Minimum deposit - -
Stock trading fee ยฃ5 per trade; ยฃ3.50 per trade for frequent dealers (10+ deals in previous month); ยฃ25 by telephone Stock CFDs from $0.005 per share (minimum $1 per trade) on some entities
Regulators FCA FCA, CySEC, CMA, FSCA, FSC, FSA, JSC, FRA, BDL, VFSC
Best for UK long-term investors and pension savers Active traders and MENA region clients
Markets & account
Stocks
ETFs
Forex
-
CFDs
-
Crypto
-
Bonds
Options
-
Futures
-
Funds
-
Ready Made Portfolios
-
Investment Plans
-
Isa
-
Sipp
-
Savings Vaults
-
Margin
-
Demo Account
-
Multi Currency
-

Pros & cons

AJ Bell

AJ Bell

Pros

  • FCA-regulated with FSCS protection up to ยฃ85,000
  • Share and ETF custody capped at ยฃ3.50/month in ISA and dealing accounts
  • SIPP platform fee capped at ยฃ10/month
  • Wide investment range: 4,000+ funds, 3,500+ ETFs, 16,000+ shares across 24 markets
  • No withdrawal or inactivity fees
  • Regular investing with no dealing charge from ยฃ25/month
  • Which? Recommended Provider for eight consecutive years (2019-2026)
  • ISA, SIPP, Lifetime ISA, Junior ISA and dealing accounts all on one platform

Cons

  • No demo or practice account
  • No fractional shares
  • No cryptocurrency trading
  • Fund platform fee is not capped, making it expensive for large fund portfolios
  • FX conversion fee up to 0.75% on international trades
  • Basic charting tools compared to dedicated trading platforms
  • No multi-currency account - all holdings converted to GBP
CFI

CFI

Pros

  • Regulated by FCA, CySEC, and CMA among 10+ entities
  • 15,000+ tradable instruments
  • No minimum deposit requirement
  • No deposit or withdrawal fees
  • MetaTrader 5, TradingView, and proprietary platform all available
  • Unlimited demo account with no time limit
  • Negative balance protection on regulated entities
  • AI-powered trading assistant (Kaiana) and Capitalise.ai algo trading

Cons

  • Inactivity fee of $10/month when commissions fall below threshold
  • Forex spreads on the Zero Commission account are average to above average (1.4-1.5 pips EUR/USD at peak hours)
  • Conditions and protections vary significantly by entity - offshore entities offer less protection
  • Crypto trading not available to UK clients
  • Limited payment processor options in some regions
  • No investor compensation fund coverage across all entities
AJ Bell

AJ Bell

AJ Bell is a UK investment platform founded in 1995, offering stocks, ETFs, funds, bonds, ISAs and SIPPs across 24 international markets.

Your capital is at risk. Other fees apply.

CFI

CFI

CFI is a multi-asset broker offering 15,000+ instruments across forex, CFDs, equities, ETFs, crypto, and futures through MT5, TradingView, and a proprietary platform.

Your capital is at risk. Other fees apply.

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