BUX vs Frec - BrokerCue
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Broker Comparison

BUX vs Frec

Compare BUX and Frec side by side: fees, regulation, platforms.

BUX

BUX

European beginner stock and ETF investors

BUX is a Dutch mobile-first investing app offering commission-free Zero Orders on stocks and ETFs, fractional…

VS
Frec

Frec

Tax-conscious self-directed investors

Frec is a US direct indexing platform offering automated tax-loss harvesting, fractional stock ownership of i…

Head-to-head comparison

BUX vs Frec
Feature BUX Frec
Minimum deposit - -
Stock trading fee Zero Orders and investment plan orders: free (Plus/Prime only for Zero Orders); market orders: EUR 0.99-3.99 depending on asset and tier $0 commission
Regulators AFM, DNB, FCA SEC, FINRA, SIPC
Best for European beginner stock and ETF investors Tax-conscious self-directed investors
Markets & account
Stocks
ETFs
Fractional Shares
Investment Plans
-
Multi Currency
-
Ready Made Portfolios
-
Money Market Funds
-
Margin
-

Pros & cons

BUX

BUX

Pros

  • Zero Orders and investment plan orders are commission-free
  • Basic account has no monthly subscription fee
  • No inactivity fee
  • Fractional shares enable small investment amounts
  • Recurring investment plans automate saving
  • Regulated by AFM, DNB and FCA
  • Available in eight European countries
  • Part of ABN AMRO group adds financial backing

Cons

  • Basic tier has a 0.20%/year variable service fee on invested assets
  • Market orders cost EUR 0.99-3.99 depending on asset type and tier
  • Zero Orders available only on Plus and Prime tiers
  • FX markup of 0.25-0.75% applies on US stock trades
  • No demo account
  • Limited to European markets, not available globally
  • Product range narrower than full-service brokers - no bonds, options or crypto
  • Web platform is secondary to the mobile app
Frec

Frec

Pros

  • Direct indexing annual fee as low as 0.09%
  • Minimum investment of $20,000 - lower than many competitors
  • Automated daily tax-loss harvesting
  • Fractional share ownership of individual index constituents
  • High-yield Treasury account for uninvested cash
  • Portfolio line of credit up to 70% of account value
  • Portfolio customization - exclude sectors or individual stocks
  • Transparent trade log showing each trade and its rationale

Cons

  • No human financial adviser support
  • High minimum investment ($20,000-$50,000) excludes smaller investors
  • International index strategies use ADR-based replication rather than direct ownership of foreign shares
  • Fractional shares cannot be transferred out in kind
  • Mutual fund trades cost $20 per transaction
  • Tax-loss harvesting benefits are minimal for investors in lower tax brackets
  • Early-stage company with limited track record
BUX

BUX

BUX is a Dutch mobile-first investing app offering commission-free Zero Orders on stocks and ETFs, fractional shares and recurring investment plans across eight European markets.

Visit BUX Read review

Your capital is at risk. Other fees apply.

Frec

Frec

Frec is a US direct indexing platform offering automated tax-loss harvesting, fractional stock ownership of indices, a Treasury account, and a portfolio line of credit.

Visit Frec Read review

Your capital is at risk. Other fees apply.

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