Bibit review

Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Bibit is a low cost app for Indonesian beginners who want to buy stocks, bonds and funds in rupiah, with an account fee of IDR 0 and a minimum deposit of IDR 100,000. It suits small, regular investors, and less anyone who needs international markets or wider asset choice.

Key facts

Best for
Beginners in Indonesia buying local stocks, bonds and funds through a mobile app.
Minimum deposit
IDR 100,000 (Source, checked September 26, 2026)
Account fee
IDR 0 (Source, checked September 26, 2026)
Markets
Stocks, Bonds, Funds (Source, checked September 26, 2026)
Regulators
Otoritas Jasa Keuangan (OJK) (Source, checked September 26, 2026)
Account types
Corporate (Source, checked September 26, 2026)
Legal entity
PT Bibit Tumbuh Bersama (Source, checked September 26, 2026)
Headquarters
Indonesia (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Chat, Help-centre (Source, checked September 26, 2026)
Features
Mobile app
Pricing model
Commission-free
Audience
Beginners
Official website
bibit.id

Robo-advisors

Management fee
0% (Source, checked September 26, 2026)
Minimum investment
IDR 100,000 (Source, checked September 26, 2026)
Regulators
Otoritas Jasa Keuangan (OJK) (Source, checked September 26, 2026)
Account types
Corporate (Source, checked September 26, 2026)
Legal entity
PT Bibit Tumbuh Bersama (Source, checked September 26, 2026)
Headquarters
Indonesia (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Chat, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInXfacebook.cominstagram.comyoutube.com

Pros and cons

Pros

  • No account fee: IDR 0
  • No management fee: 0%
  • Stocks, bonds and funds: stocks, bonds and funds
  • Mobile app: mobile app

Cons

  • Corporate accounts are the type listed: corporate
  • Support runs on email, chat and help centre only
  • Minimum deposit of IDR 100,000 sits above the site median of €4.64
Bibit

Ready to try Bibit?

Scored 8.8 / 10 by BrokerCue.

See alternatives

Who it suits

  • Indonesian beginners making a first investment
  • App first investors buying without a platform fee
  • Long term investors in local stocks, bonds or funds

Who should look elsewhere

  • Traders who need forex, CFDs or international markets
  • Anyone wanting a retirement or tax shelter account, since corporate lists corporate only
  • Investors who need phone support, because email, chat and help centre covers email, chat and a help centre

How it compares on our data

On our data Bibit ranks 1 of 138 brands for the account fee, on fees of IDR 0. It places 96 of 213 on the minimum deposit, which is IDR 100,000 against a site median of €4.64. So the account is cheap to hold and the starting amount sits well above the typical entry point here, which suits regular small investors rather than those testing a platform with a few dollars.

The company behind it

Bibit is run by PT Bibit Tumbuh Bersama, based in Indonesia and founded in 2016. It is licensed by Otoritas Jasa Keuangan (OJK) under KEP-14/PM.21/2017, the Indonesian financial regulator. Customer help runs through email, chat and help centre, so questions can be sent by email, raised in chat or taken to the help centre. The account types listed are corporate.

How Bibit compares

Where Bibit is available

Available
Indonesia
Licence in Indonesia
Otoritas Jasa Keuangan (OJK) (KEP-14/PM.21/2017), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to hold a Bibit account?+

The account fee is IDR 0 and the management fee is 0%, so there is no recurring platform charge. That places Bibit at 1 of 138 brands on this measure. Costs to check separately are those attached to each trade and fund you hold.

Who regulates Bibit and is the money protected?+

Bibit is licensed by Otoritas Jasa Keuangan (OJK) in Indonesia, listed under licence KEP-14/PM.21/2017. The regulator is named in its register. Investor protection rests with that Indonesian framework rather than a UK or EU scheme.

How much do I need to start investing?+

The minimum deposit is IDR 100,000, and the same figure applies as the minimum investment for managed money. That is a higher starting point than the site median of €4.64, so it rewards regular contributions over small test amounts.

What can I actually buy through Bibit?+

The listed markets are stocks, bonds and funds, covering the Indonesian market only. There is no forex, CFDs or international share dealing in stocks, bonds and funds. A corporate account is the account type listed for the platform, per corporate.

Is there a mobile app and how is it used?+

A mobile app is a listed feature, so the account can be opened and traded from a phone. Support runs on email, chat and help centre, which pairs in app chat and email with a help centre. There is no phone line listed for questions.

Is Bibit suitable for beginners?+

Bibit is aimed at beginners, and the low platform fees make it easy to hold a small portfolio without a recurring charge. Support runs on email, chat and help centre, with a help centre for learning the basics. The minimum deposit of IDR 100,000 sets a floor on the first investment.

Sources

  • bibit.id checked September 26, 2026

    Backs: Management fee, Minimum investment

    “Free of commission: all mutual fund purchase and sale transactions are charged no commission fee”

  • bibit.id checked September 26, 2026

    Backs: Account fee, Audience, Minimum deposit, Pricing model

    “Mulai dari Rp100.000 - Reksa Dana”

  • bibit.id/bisnis checked September 26, 2026

    Backs: Account types

    “Bibit Bisnis is a service for companies that want to grow their idle funds by investing in mutual funds”

  • bibit.id/reksadana checked September 26, 2026

    Backs: Headquarters, Legal entity

    “RDTX Square Lt. 29 Jl. Prof. Dr. Satrio No. 164, Jakarta 12930”

  • bibit.id/saham checked September 26, 2026

    Backs: Features, Markets

    “Beragam Aset dalam Satu Aplikasi - Saham”

  • faq.bibit.id/id checked September 26, 2026

    Backs: Support channels

  • id.wikipedia.org/wiki/Bibit.id checked September 26, 2026

    Backs: Founded

    “Founded November 2016 (previously named Bibitnomic 2016-2019)”

  • reksadana.ojk.go.id/Public/APERDPublic.aspx checked September 26, 2026

    Backs: Regulators, Licences

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Stock trade fee, Inactivity fee, Investor protection, Retail accounts that lose money.

Bibit

Bibit

Beginners in Indonesia buying local stocks, bonds and funds through a mobile app.

8.8/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings