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Broker Comparison

Betterment vs BUX

Compare Betterment and BUX side by side: fees, regulation, platforms.

Betterment

Betterment

Hands-off automated investors

Betterment is a US robo-advisor offering automated ETF portfolios, tax-loss harvesting, self-directed investiโ€ฆ

VS
BUX

BUX

European beginner stock and ETF investors

BUX is a Dutch mobile-first investing app offering commission-free Zero Orders on stocks and ETFs, fractionalโ€ฆ

Head-to-head comparison

Betterment vs BUX
Feature Betterment BUX
Minimum deposit - -
Stock trading fee No commissions for self-directed investing accounts Zero Orders and investment plan orders: free (Plus/Prime only for Zero Orders); market orders: EUR 0.99-3.99 depending on asset and tier
Regulators SEC, FINRA, SIPC AFM, DNB, FCA
Best for Hands-off automated investors European beginner stock and ETF investors
Markets & account
Stocks
ETFs
Crypto
-
Bonds
-
Fractional Shares
Ready Made Portfolios
-
Investment Plans
Savings Vaults
-
Money Market Funds
-
Multi Currency
-

Pros & cons

Betterment

Betterment

Pros

  • No account minimum (invest from $10)
  • No deposit, withdrawal, or inactivity fees
  • Automated tax-loss harvesting included
  • Broad portfolio options including socially responsible and crypto ETF
  • Cash Reserve earns competitive APY with FDIC insurance up to $4M
  • Self-directed investing with no commissions
  • Goal-based planning tools and portfolio rebalancing included

Cons

  • $5/month fee is relatively high on small balances (up to ~0.6% annually on $10,000)
  • $75 fee to transfer an account out to another brokerage
  • Crypto portfolio carries a 1% annual management fee
  • Premium plan requires $100,000 minimum balance
  • No dedicated human advisor - Premium uses team-based CFP model
  • No direct indexing for tax optimization
  • No demo account for practice before investing
BUX

BUX

Pros

  • Zero Orders and investment plan orders are commission-free
  • Basic account has no monthly subscription fee
  • No inactivity fee
  • Fractional shares enable small investment amounts
  • Recurring investment plans automate saving
  • Regulated by AFM, DNB and FCA
  • Available in eight European countries
  • Part of ABN AMRO group adds financial backing

Cons

  • Basic tier has a 0.20%/year variable service fee on invested assets
  • Market orders cost EUR 0.99-3.99 depending on asset type and tier
  • Zero Orders available only on Plus and Prime tiers
  • FX markup of 0.25-0.75% applies on US stock trades
  • No demo account
  • Limited to European markets, not available globally
  • Product range narrower than full-service brokers - no bonds, options or crypto
  • Web platform is secondary to the mobile app
Betterment

Betterment

Betterment is a US robo-advisor offering automated ETF portfolios, tax-loss harvesting, self-directed investing, and cash management with no account minimum.

Your capital is at risk. Other fees apply.

BUX

BUX

BUX is a Dutch mobile-first investing app offering commission-free Zero Orders on stocks and ETFs, fractional shares and recurring investment plans across eight European markets.

Your capital is at risk. Other fees apply.

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