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Broker Comparison

AJ Bell vs Stash

Compare AJ Bell and Stash side by side: fees, regulation, platforms.

AJ Bell

AJ Bell

UK long-term investors and pension savers

AJ Bell is a UK investment platform founded in 1995, offering stocks, ETFs, funds, bonds, ISAs and SIPPs acro…

VS
Stash

Stash

Beginner investors starting small

Stash is a US micro-investing app offering fractional shares, ETFs, Smart Portfolio robo-advisor, IRAs, and a…

Head-to-head comparison

AJ Bell vs Stash
Feature AJ Bell Stash
Minimum deposit - -
Stock trading fee £5 per trade; £3.50 per trade for frequent dealers (10+ deals in previous month); £25 by telephone No trading commission
Regulators FCA SEC, FINRA, SIPC
Best for UK long-term investors and pension savers Beginner investors starting small
Markets & account
Stocks
ETFs
Bonds
-
Funds
Ready Made Portfolios
Investment Plans
Isa
-
Sipp
-
Savings Vaults
-
Fractional Shares
-

Pros & cons

AJ Bell

AJ Bell

Pros

  • FCA-regulated with FSCS protection up to £85,000
  • Share and ETF custody capped at £3.50/month in ISA and dealing accounts
  • SIPP platform fee capped at £10/month
  • Wide investment range: 4,000+ funds, 3,500+ ETFs, 16,000+ shares across 24 markets
  • No withdrawal or inactivity fees
  • Regular investing with no dealing charge from £25/month
  • Which? Recommended Provider for eight consecutive years (2019-2026)
  • ISA, SIPP, Lifetime ISA, Junior ISA and dealing accounts all on one platform

Cons

  • No demo or practice account
  • No fractional shares
  • No cryptocurrency trading
  • Fund platform fee is not capped, making it expensive for large fund portfolios
  • FX conversion fee up to 0.75% on international trades
  • Basic charting tools compared to dedicated trading platforms
  • No multi-currency account - all holdings converted to GBP
Stash

Stash

Pros

  • Low $3/month entry-level subscription
  • No trading commissions on stocks or ETFs
  • Fractional shares from $0.01
  • Smart Portfolio automated investing with quarterly rebalancing
  • IRA match of 3% on contributions for Stash+ subscribers
  • Stock-Back card earns stock rewards on everyday spending
  • Beginner-friendly interface with investment guidance

Cons

  • Monthly subscription fee can be disproportionately high for small account balances
  • No options, futures, forex, or CFD trading
  • Crypto trading discontinued in December 2023
  • Smart Portfolio does not support IRAs or tax-loss harvesting
  • No human financial adviser access
  • $100 outgoing ACAT transfer fee
  • Limited advanced charting and research tools
AJ Bell

AJ Bell

AJ Bell is a UK investment platform founded in 1995, offering stocks, ETFs, funds, bonds, ISAs and SIPPs across 24 international markets.

Visit AJ Bell Read review

Your capital is at risk. Other fees apply.

Stash

Stash

Stash is a US micro-investing app offering fractional shares, ETFs, Smart Portfolio robo-advisor, IRAs, and a Stock-Back debit card on a flat monthly subscription.

Visit Stash Read review

Your capital is at risk. Other fees apply.

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