Updated September 29, 2026 · BrokerCue Editorial Team
FBS vs Fineco Bank
FBS vs Fineco Bank: the differences
| Compare |  FBS |  Fineco Bank |
|---|---|---|
| Stock trade fee | $0Lower | $3.95 |
| Markets | Stocks, ETFs, Forex, CFDs, Metals | Stocks, ETFs, CFDs, Options, Futures, Crypto, Bonds |
| Regulators | Cyprus Securities and Exchange Commission | Bank of Italy, Consob |
| Platforms | MetaTrader 4, MetaTrader 5 | FinecoX |
| Minimum deposit | $5 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Inactivity fee | $0 | Not confirmed |
| Retail accounts that lose money | 66.43% | Not confirmed |
| EUR/USD spread | 0.5% | Not confirmed |
| Deposit and withdrawal fees | Free | Not confirmed |
Same on both: Investor protection (EU ICS up to EUR 20,000).
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Key differences
- FBS scores higher overall: 9.1 vs 9.0.
- Regulators: only FBS offers Cyprus Securities and Exchange Commission.
- Regulators: only Fineco Bank offers Bank of Italy, Consob.
- Stock trade fee is lower at FBS: $0 vs $3.95.
- Markets: only FBS offers Forex, Metals.
- Markets: only Fineco Bank offers Options, Futures, Crypto.
- Platforms: only FBS offers MetaTrader 4, MetaTrader 5.
- Platforms: only Fineco Bank offers FinecoX.
- Features: only FBS offers Demo account, Mobile app.
- Features: only Fineco Bank offers Crypto.
Our verdict on each
FBS
Fbs Partners suits readers who want a plain, low cost picture from a firm regulated by the Cyprus Securities and Exchange Commission: the account fee is $0 and the stock trade fee is $0. The EUR/USD spread of 0.5% and the retail loss rate of 66.43% are the figures to weigh before funding.
Fineco Bank
Fineco Bank is an Italian bank with a brokerage attached, so money and trading sit under one roof. It suits investors who want shares, bonds and derivatives in a single account, and less suits anyone shopping on the stock trade fee, which stands at $3.95.
Score breakdown
| Area | FBS | Fineco Bank |
|---|---|---|
| Cost | 9.3Higher | 8.4The stock trade fee of $3.95 ranks 133 of 161 brands, above the site median of €0. |
| Offer | 9.3Higher | 9.1 |
| Trust | 8.8 | 9.5Higher |
What each covers
| Markets | FBS | Fineco Bank |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Forex | Yes | No |
| CFDs | Yes | Yes |
| Options | No | Yes |
| Futures | No | Yes |
| Crypto | No | Yes |
| Bonds | No | Yes |
| Metals | Yes | No |
Where they rank in our lists
| Ranking | FBS | Fineco Bank |
|---|---|---|
| Stock and ETF brokers | 110 of 471 | 139 of 471 |
| CFD brokers | 37 of 122 | 48 of 122 |
Pick FBS if, pick Fineco Bank if
Pick FBS if cost and stock trade fee matter most.
Pick Fineco Bank if trust matter most.
What we checked
FBS
- investing.com: 10 facts, checked September 26, 2026
- fbs.eu: 7 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Fineco Bank
- uk.finecobank.com: 4 facts, checked September 26, 2026
- it.finecobank.com: 3 facts, checked September 26, 2026
- 55brokers.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | FBS | Fineco Bank |
|---|---|---|
| Features | Demo account, Mobile app | Crypto |
| Pricing model | Commission free | Not confirmed |
| Audience | Beginners | Not confirmed |
| Legal entity | Tradestone Limited | FinecoBank S.p.A. |
| Headquarters | Cyprus | Italy |
| Founded | 2009 | Not confirmed |
| Support channels | Email, Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | FBS | Fineco Bank | Median |
|---|---|---|---|
| Minimum deposit | $5below the median | Not confirmed | $25 |
| Stock trade fee | $0at the median | $3.95highest quarter | $0 |
| Account fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
| Retail accounts that lose money | 66.43%below the median | Not confirmed | 72.05% |
| EUR/USD spread | 0.5%below the median | Not confirmed | 0.65% |
Median across 134 listed brokers.
Pros and cons
FBS
Pros
- An account regulated by the Cyprus Securities and Exchange Commission: Cyprus Securities and Exchange Commission licenses Tradestone Limited under 331/17, so the contract has a named entity behind it.
- The stock trade fee is $0 on a commission free model, so dealing in the shares and ETFs inside stocks, etfs and forex carries no ticket charge.
- The inactivity fee is $0, so a dormant balance is not quietly drained by account charges.
Cons
- The EUR/USD spread of 0.5% is the charge that lands on every forex and CFD trade, so currency traders feel it more than the flat fees suggest.
- The minimum deposit of $5 sits above CFI's $0, so readers who want the smallest opening balance have a lower floor elsewhere.
- The market list stocks, etfs and forex leaves out crypto and futures, which eToro covers in stocks, etfs and forex.
Fineco Bank
Pros
- One account covers stocks, etfs and cfds through the FinecoX platform
- Regulated by the Bank of Italy and Consob, with investor protection of EU ICS up to EUR 20,000
- The account is run by FinecoBank S.p.A., an Italian banking entity rather than a trading desk
Cons
- A stock trade fee of $3.95 puts it 133 of 161 brands on share dealing
- eToro's stock trade fee is $0, so per trade cost here is the weaker point
Who each suits
FBS
Who it suits
- Beginners opening a new trading account: the minimum deposit is $5 and the account fee is $0.
- Readers who hold shares and ETFs alongside forex: stocks, etfs and forex covers that mix on the same account.
- European readers who want a Cyprus regulated firm: Cyprus Securities and Exchange Commission licenses the entity behind the brand.
Who should look elsewhere
- Readers who want the smallest possible opening balance: CFI takes $0.
- Readers who need crypto or futures in the same account: eToro lists stocks, etfs and forex, and those lines sit outside stocks, etfs and forex.
- Readers who want crypto added to a forex, CFD, stock, ETF and metals mix: Vantage covers forex, cfds and stocks.
Fineco Bank
Who it suits
- Investors who want shares, bonds and derivatives in one account rather than several platforms
- People who prefer their cash held by a licensed bank under EU investor protection
- Italian residents who want a bank relationship that includes a brokerage arm
Who should look elsewhere
- Traders shopping on the per trade cost, who would find eToro's $0 lighter than $3.95
- Readers wanting forex and metals in the same account, which points to Vantage and its forex, cfds and stocks
Country by country
| Country | FBS | Fineco Bank |
|---|---|---|
| Italy | No | Yes |
Questions about each
FBS
What does it cost to run an account at Fbs Partners?+
The account fee is $0, the stock trade fee is $0 and the inactivity fee is $0, so nothing is charged for holding the account, dealing in shares or leaving a balance idle. Deposits and withdrawals carry no charge either. What remains on a forex or CFD trade is the spread, quoted at 0.5% on EUR/USD.
How much does the EUR/USD spread cost in practice?+
The EUR/USD spread is 0.5%. On a currency pair that spread is the dealer's charge for opening and closing, so it lands on every position rather than on a ticket line. The stock trade fee of $0 and the account fee of $0 sit alongside it, which makes the spread the number to size positions around.
Fineco Bank
What does it cost to buy shares?+
The stock trade fee is $3.95, which places Fineco Bank 133 of 161 brands on that measure. The site median for share dealing is €0, so this is a priced dealing model rather than a commission-free one. Small tickets feel the difference quickly.
Who regulates Fineco Bank?+
Fineco Bank is regulated by the Bank of Italy and by Consob, which is the pair listed under Bank of Italy and Consob. Both are Italian, so the account is supervised in Italy. A UK or European reader therefore opens an Italian bank's account, governed by Italian rules rather than a home market regime.
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