Creditomax ES review
Updated October 12, 2026 · BrokerCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
For readers in Spain, Creditomax acts as an online comparison and request route for personal loans rather than a direct lender. It works for you if you want a fully online request with a quick initial reply and transfer to a Spanish bank account after approval.
Key facts
- Best for
- People in Spain seeking a fully online loan request
- Official website
- creditomax.es
Pros and cons
Pros
- Fully online request with an initial answer in under a quarter of an hour
- Transfer to your Spanish bank account within a day after approval
- Clear applicant checklist based around residency, identity, bank account and contact details
- Helpful guides explain online borrowing for the Spanish market
Cons
- Available only for the Spanish market, with no wider country choice
- Online only route with no branch option for handling your request
- Does not lend directly, so final terms depend on the chosen lender
Who it suits
- Residents of Spain aged between 18 and 75
- People with a Spanish online bank account, email and mobile
- Borrowers comfortable with a fully online application
Who should look elsewhere
- Anyone living outside Spain
- People unable to apply online
How Creditomax ES compares
MarketScreener
BlackBull Markets
Intellectia
Libertex International
XM VN
Frequently asked questions
Who can apply through Creditomax?+
You must live in Spain and be between 18 and 75 years old. You also need a DNI or NIE, an online bank account in Spain, plus an email address and a mobile phone for contact and verification.
Which countries does Creditomax serve?+
Creditomax focuses on people living in Spain and asking for a Spanish bank transfer. The operator behind it, Creditomax OÜ, is registered in Estonia. It does not present itself as serving borrowers in other countries.
How does the online request work?+
Everything happens online, with no appointment and no commitment at the request stage. You send the online form and receive an initial answer in less than 15 minutes. After approval, the amount is transferred to your account in less than 24 hours.
What products does Creditomax cover?+
Creditomax covers personal loans that you request through its online form. It describes those loans as flexible and arranged through banks responding to user requests. It also publishes guides about online borrowing for the Spanish market.
Is Creditomax a lender?+
No, Creditomax OÜ states that it does not provide financial services and is not a financial organisation. It says it cannot take responsibility for the financial terms set by banks. You are asked to read its privacy policy before using the site interface.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Markets, Regulators, Investor protection, Retail accounts that lose money.