comdirect
Pros
- Regulated by BaFin with EUR 100,000 deposit protection
- Large ETF savings plan universe with over 550 free monthly plans
- Options and futures trading via dedicated O&F Trader platform
- CFD trading available through separate CFD Trader account
- Integrated robo-advisor (cominvest) from EUR 100/month or EUR 3,000 lump sum
- Depot management fee waived with minimal activity or a linked current account
- Access to 11 German stock exchanges plus international markets
- Mobile app available for iOS and Android
Cons
- Order fees of minimum EUR 9.90 are high for small trade sizes
- Maximum order fee of EUR 59.90 caps cost but overall pricing is above low-cost competitors
- ETF savings plan execution costs 1.5% for the majority of the range
- No direct cryptocurrency trading; only indirect crypto exposure via ETPs
- Platform primarily serves residents in Germany
- No multi-currency account; all trading in EUR
- No demo account listed