Borza terjatev review
Updated September 28, 2026 · BrokerCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Borza terjatev suits a lender with a large sum to place and no need for early access to the cash, since the minimum investment is €5,000. Support runs on email, phone and help centre, and with no buyback guarantee and no secondary market, a defaulted loan stays with the lender.
Key facts
- Best for
- A lender who can fund €5,000 in a single market and wait for repayments.
- Minimum investment
- €5,000 (Source, checked September 26, 2026)
- Buyback guarantee
- No (Source, checked September 26, 2026)
- Secondary market
- No (Source, checked September 26, 2026)
- Legal entity
- BORZA TERJATEV, d.d. (Source, checked September 26, 2026)
- Headquarters
- Slovenia (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- borzaterjatev.si
Apps and profiles
- Elsewhere
- LinkedInfacebook.com
Pros and cons
Pros
- The minimum investment of €5,000 is a clear, fixed entry point with no tiers to work through.
- Support runs on email, phone and help centre, giving a phone line, email and self-service help.
- The operator is named as BORZA TERJATEV, d.d. in Slovenia, so the counterparty is specific.
Cons
- There is no buyback guarantee, so a defaulted loan is not repurchased by the platform.
- There is no secondary market, so a loan cannot be sold on to another lender before it repays.
- The minimum investment of €5,000 sits well above the site median of €25, which rules out small first tickets.
Ready to try Borza terjatev?
Scored 8.6 / 10 by BrokerCue.
Who it suits
- Lenders with a large sum who want a single market rather than a broad marketplace
- Investors who can leave money committed until loans repay
- People who want phone and email contact rather than chat only support
Who should look elsewhere
- Mintos, where the minimum investment is €50 and tickets can stay small
- Nectaro, which starts at €50 for a first deposit
- Afluenta, whose minimum investment is ARS 50,000 in Argentine pesos
Who runs it
The operation sits in SI under the legal entity BORZA TERJATEV, d.d., so the name behind the loans is stated. Support comes through email, phone and help centre, pairing self-service answers with direct phone and email contact. That pairing suits lenders who want a named counterparty and a person to call when a loan needs explaining.
How Borza terjatev compares
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Frequently asked questions
What is the minimum investment at Borza terjatev?+
The minimum investment is €5,000, well above the site median of €25. Anyone starting with a small sum would do better on a platform with a lower entry point. Because the threshold is high, a first transfer needs planning rather than a quick test.
Does Borza terjatev offer a buyback guarantee?+
There is no buyback guarantee, so a loan that defaults is not repurchased by the platform and the loss stays with the lender. That risk is shared: 77.3% of the brands on the site also have no buyback guarantee.
Can I sell a loan before it is repaid?+
No, there is no secondary market, so loans cannot be handed to another lender to exit early. Capital stays committed until a borrower repays or defaults, and the missing buyback guarantee leaves nothing to soften a default either.
How do I reach support?+
Support runs on email, phone and help centre, so you can reach a person by phone or email, or browse the help centre first. On a platform where entry starts at €5,000, having a named team to call matters more than a chat window.
Which company runs the platform?+
The platform is run by BORZA TERJATEV, d.d., headquartered in Slovenia. A named legal entity and a stated home country make it easier to check who stands behind a loan before committing the minimum investment of €5,000. Reading the operator's own disclosures before funding is worthwhile.
How much of my money is at risk?+
Across the platforms here, 70.15% of retail investors lose money, and the figure runs from 40.3% to 88%. Borza terjatev adds no buyback guarantee, so a default on a loan becomes a straight loss for the lender.
Who is Borza terjatev for?+
It suits a lender with a large sum and no need to reach the money early, given the minimum investment of €5,000 and the missing secondary market. If you would rather test a platform with a small deposit, Mintos at €50 or Nectaro at €50 fit better.
Sources
- borzaterjatev.si checked September 26, 2026
Backs: Headquarters, Support channels
“CONTACT Stegne 11a, 1000 Ljubljana, +386 1 810 73 73”
- borzaterjatev.si/faq checked September 26, 2026
Backs: Buyback guarantee, Legal entity, Minimum investment, Secondary market
“Insolvency risk of the seller/debtor: in case of bankruptcy or compulsory settlement of the seller or debtor, the receivable or loan may be repaid only in part.”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Target return.
Borza terjatev
A lender who can fund €5,000 in a single market and wait for repayments.